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703 Charlotte St, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 703 Charlotte St, Punta Gorda, FL 33950

Property Summary

Property TypeQuadplex
Details8 bd · 4 ba · 2,880 sqft · built 1971
Lot Size0.397 acres (17,297 sqft)
OwnerCompany Name on File
Last Sale$350,000 (Dec 2018)
Tax Bill$4,280 (2025)
Deeds & MortgagesDec 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN412305254007

Property Details

APN / Parcel Number

Primary APN412305254007
Alternative APNs
  • 00879320000000
  • 10004700712

Interior

Bedrooms8 Beds
Full Baths4 Baths
Total Rooms12 Rooms
Units4 Units
Stories1 Story
Building Area2,880 sqft Living Area
Gross Area3,152 sqft
1st Floor Area2,880 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area17,297 sqft (0.397 acres)
DrivewayDriveway
Driveway Area1 sqft
PorchSlab
Porch Area112 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00879320000000
Street Address703 CHARLOTTE ST
CityPUNTA GORDA
StateFL
Zip33950-4115
Property CategoryResidential
Property TypeResidential > Multi-Unit > Quadplex
Local Zoning CodeCG
Legal DescriptionOLIVE TERRACE PINEAPPLE CENTRE LTS 1 2 & THAT PART OF LTS 5 & 8 LYING NORTH OF I-75 R/W OR525/633 566/1740 577/1364 3746/2077 4387/994
Legal Range23E
Legal Township41S
Legal Section05
Legal SubdivisionOLIVE TERRACE PINEAPPLE CENTRE
Legal TractOLT
Legal Lot Number1,5,8
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2039
Census Tract10302

Owner

703 Charlotte St, a quadplex, is owned by a company that bought it in December 2018.

Source: Charlotte County records, as of April 13, 2026

Owner of RecordCompany Name on File
Mailing Address87 VIVANTE BLVD, 8743, PUNTA GORDA, FL 33950-2048
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2018 · Amount on File
Deed SaleDec 11, 2018 · Amount on File
Prior SaleMar 20, 2013 · Amount on File
Deed Document Number20182668410
Deed Book / Page4387 / 994
Record UpdatedOct 29, 2026

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateDec 11, 2018
Property Address703 CHARLOTTE ST, PUNTA GORDA, FL 33950-4115
Document Number0043870994
Book / Page4387 / 0994
Map ReferenceMB2 PG13
Instrument DateDec 4, 2018
Instrument2668410
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10303 BURNT STORE RD, 10303, PUNTA GORDA, FL 33950-7940

Transferred To (Grantee/Buyer)

NameVerified Name
Address87 VIVANTE BLVD UNIT 8743, 8743, PUNTA GORDA, FL 33950-2048

Mortgage

Document Number0002668411
DateDec 11, 2018
Instrument2668411
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueDec 7, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 703 Charlotte St was $4,280, down 43.3% from the year before.

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,280.00 (-43.33%)$369,648 Land $41,167 Building $328,481$369,648 Land $41,167 Building $328,481
2024$7,552.00 (-5.26%)
2023$7,971.00 (+38.27%)$183,799 (-11.47%)$162,052 (-21.94%) Land $40,648 Building $121,404
2022$5,765.00$207,612 Land $29,405 Building $178,207$207,612 Land $29,405 Building $178,207

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 703 Charlotte St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 335 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies734 units insured
incl. 399 condo units
Nearby Flood Claims335 (1983–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 145 claims
  • Hurricane Helene, Sep 2024 · 112 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 Charlotte St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: BridgeMAXX Suncoast Broadband, Ripple Fiber, T-Mobile.

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