703 Cedar Crest Ct, Edgewood, MD 21040 Property Records

Harford County property record for 703 Cedar Crest Ct, Edgewood, MD 21040

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 819 sqft · built 1987
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,000 (Nov 2022)
Tax Bill	$2,977 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-199870`

Property Details

APN / Parcel Number

Primary APN	`01-199870`
Alternative APNs	`1199870` `199870`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	819 sqft Total Area
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Deck Area	258 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	199870
Street Address	703 CEDAR CREST CT
City	EDGEWOOD
State	MD
Zip	21040-3834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 511 .150 AC 703 CEDAR CREST COURT WOODBRIDGE CENTER P59/96
Legal Subdivision	WOODBRIDGE CENTER
Legal Lot Number	511
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	4
Census Block	4007
Census Tract	301302

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2408 BERKSHIRE DR, WINTER HAVEN, FL 33884-3058
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Nov 29, 2022	Deed, Transfer · VA Mortgage DIRECT MORTGAGE LOANS LLC
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC
Jun 20, 2019	Deed, Transfer · FHA Mortgage HOME MORTGAGE ALLIANCE CORP
Sep 21, 2018	Grant Deed, Transfer · Line of Credit LAKEWOOD COM'L FNDG LLC
May 23, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2022 · Amount on Record
Deed Sale	Nov 29, 2022 · Amount on Record
Prior Sale	Jun 20, 2019 · Amount on Record
Deed Book / Page	15750 / 422
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	Apr 13, 2026
Property Address	703 CEDAR CREST CT, EDGEWOOD, MD 21040-3834
Document Number	0170800064
Book / Page	17080 / 64
Instrument Date	Mar 26, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FREEDOM MORTGAGE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	5926 SWEET BIRCH DR, RIVERVIEW, FL 33578-8682

Mortgage

Document Number	1708000064,
Date	Apr 13, 2026
Book Page	17080/64

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 29, 2022
Property Address	703 CEDAR CREST CT, EDGEWOOD, MD 21040-3834
Document Number	0157500422
Book / Page	15750 / 422
Map Reference	MB 59 FO 96
Instrument Date	Nov 22, 2022
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	BLACK OAK TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 ACADEMY GARTH, ABINGDON, MD 21009-2733

Mortgage

Document Number	0157500430
Date	Nov 29, 2022
Instrument	15750-0430

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	703 CEDAR CREST CT, EDGEWOOD, MD 21040-3834
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	IN HOUSE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146260475
Date	Apr 1, 2021
Book Page	14626/475

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 20, 2019
Property Address	703 CEDAR CREST CT, EDGEWOOD, MD 21040-3834
Document Number	0133150187
Book / Page	13315 / 0187
Map Reference	MB 59 FO 96
Instrument Date	Jun 4, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 CEDAR CREST CT, EDGEWOOD, MD 21040-3834

Mortgage

Document Number	0013315195
Date	Jun 20, 2019
Instrument	13315/195

Lender

Name	HOME MORTGAGE ALLIANCE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 21, 2018
Property Address	703 CEDAR CREST CT, EDGEWOOD, MD 21040-3834
Document Number	0129940319
Book / Page	012994 / 000319
Instrument Date	Aug 30, 2018
Transaction Type	Transfer
Record Updated	Oct 5, 2018
Title Company	KING TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$112.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	8673 WINANDS RD RANDALLSTOWN MD 211334410, RANDALLSTOWN, MD 21133-4410

Mortgage

Document Number	129940325
Date	Sep 21, 2018
Book Page	012994/000325

Lender

Name	LAKEWOOD COM'L FNDG LLC
Address	2416 VELVET VALLEY WAY, OWINGS MILLS, MD 21117-3036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 20, 2019

Interest

Rate Type	Adjustable Rate

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HARFORD MD
Recording Date	May 23, 2018
Property Address	703 CEDAR CREST CT, EDGEWOOD, MD 21040-3834
Document Number	0128310172
Book / Page	012831 / 000172
Instrument Date	Feb 22, 2018
Transaction Type	Foreclosure
Record Updated	Jun 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$144.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 CEDAR CREST CT EDGEWOOD MD 210403834, EDGEWOOD, MD 21040-3834

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,977.00 (+25.03%)	$273,200 (+8.26%) Land $63,000 Building $210,200	$273,200 (-) Land $63,000 Building $210,200
2025	$2,381.00 (+3.7%)	$252,367 (+19.78%)	$273,200 (+29.66%) Land $63,000 Building $210,200
2023	$2,296.00 (+12.33%)	$210,700 Land $63,000 Building $147,700	$210,700 Land $63,000 Building $147,700
2022	$2,044.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

703 Cedar Crest Ct, Edgewood, MD 21040 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2018: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cedar Crest Ct

Nearby Streets

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