703 Carnes St, Gainesville, TX 76240 Property Records

Cooke County property record for 703 Carnes St, Gainesville, TX 76240 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 864 sqft · built 2001
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on File
Last Sale	$130,340 (May 2026)
Tax Bill	$489 (2025)
Deeds & Mortgages	May 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2510-013-00001`

Property Details

APN / Parcel Number

Primary APN	`2510-013-00001`
Alternative APN	`2213`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	864 sqft Living Area
Gross Area	1,476 sqft
1st Floor Area	864 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,002 sqft (0.344 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	156 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Account Number	2510-013-00001
Street Address	703 CARNES ST
City	GAINESVILLE
State	TX
Zip	76240-3115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTGOMERY ADDN; BLOCK 13; LOT 1 - 4
Legal Subdivision	MONTGOMERY ADDN
Legal Block	13
Legal Lot Number	1-4
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2057
Census Tract	400

Owner

Source: Cooke County records · APN 2510-013-00001

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	703 CARNES ST, GAINESVILLE, TX 76240-3115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Deed Document Number	20263485
Deed Book / Page	2782 / 321
Record Updated	Sep 20, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOKE TX
Recording Date	May 12, 2026
Property Address	703 CARNES ST, GAINESVILLE, TX 76240-3115
Document Number	0000003485
Book / Page	2782 / 321
Instrument Date	May 06, 2026
Instrument	2026.3485
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 CARNES ST, GAINESVILLE, TX 76240-3115

Mortgage

Document Number	0000003486,
Date	May 12, 2026
Book Page	2782/324
Instrument	2026.3486

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$489.00 (+0.82%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption	$95,862 (+21%) Land $54,214 Building $99,561	$153,775 (+17.66%) Land $54,214 Building $99,561
2024	$485.00 (-13.7%)
2023		$79,225 Land $45,150 Building $85,545	$130,695 Land $45,150 Building $85,545
2022	$562.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cooke County (48097C), updated April 26, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480970004002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2007–2015)
Most Recent Claim	May 2015, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Texas
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 164 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Nortex Communications	Fiber	2,000 / 2,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
ElektraFi	Fixed Wireless (licensed-by-rule)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group, Element8 Technology Investment Group, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.