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703 Camelia Trl, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 703 Camelia Trl, Saint Augustine, FL 32086 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,988 sqft · built 1982
Lot Size0.7 acres (30,492 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (Jul 2025)
Tax Bill$5,040 (2025)
Deeds & MortgagesJun 2018 Mortgage
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN185190-0370

Property Details

APN / Parcel Number

Primary APN185190-0370

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area1,988 sqft Living Area
Gross Area2,738 sqft
1st Floor Area891 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1997
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area30,492 sqft (0.7 acres)
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area286 sqft
Deck Area66 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address703 CAMELIA TRL
CitySAINT AUGUSTINE
StateFL
Zip32086-3851
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description13/87-89 MOULTRIE TRAILS LOT 37 OR6182/1802
Legal Range30E
Legal Township08S
Legal Section48
Legal SubdivisionMOULTRIE TRAILS
Legal Block3
Legal Lot Number37
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group3
Census Block3004
Census Tract21208

Owner

Source: St. Johns County records · APN 185190-0370

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address703 CAMELIA TRL, SAINT AUGUSTINE, FL 32086-3851
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2018Deed of Trust, Mortgage · Commercial Mortgage
AMERIS BANK
Jul 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
AMERIS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 10, 2025 · Amount on Record
Deed SaleJul 10, 2025 · Amount on Record
Prior SaleDec 08, 2015 · Amount on Record
Deed Document Number202555103
Deed Book / Page6182 / 1802
Prior Transfer DateOct 10, 2013
Prior Transfer Doc0038021027
Record UpdatedSep 20, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address703 CAMELIA TRL, SAINT AUGUSTINE, FL 32086-3851
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045680998
DateJun 25, 2018
Book Page4568/0998
Instrument2018044452
Lender
NameAMERIS BANK
TypeBank
AddressSAINT AUGUSTINE, FL 32086
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueJun 14, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address703 CAMELIA TRL, SAINT AUGUSTINE, FL 32086-3851
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047600044
DateJul 17, 2019
Book Page4760/0044
Instrument2019051060
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$280,883 (-19.62%)$386,224 (+10.52%) Land $145,000 Building $241,224
2025$5,040.00 (+113.2%)$349,451 (+68.19%)$349,451 (-11.88%) Land $145,000 Building $204,451
2024$2,364.00 (+2.12%) Homeowner's exemption$207,770 (+3%)$396,582 (+15%) Land $135,000 Building $261,582
2023$2,315.00 (+3.39%) Homeowner's exemption$201,718 (+3%)$344,854 (+20.84%) Land $120,000 Building $224,854
2022$2,239.00 Homeowner's exemption$195,843$285,386 Land $100,800 Building $184,586

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 33 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies33 in force

Wildfire

Wildfire RiskModerate
above 49% of the US · above 19% of Florida
Wildfire LikelihoodAbout 1 in 1,266 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 152 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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