703 California Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 703 California Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 2,056 sqft · built 2018
Lot Size	0.26 acres (11,325 sqft)
Owner	Company Name on File
Last Sale	$565,000 (Aug 2022)
Tax Bill	$8,903 (2025)
Deeds & Mortgages	Aug 2022 Sale Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0081-0230`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0081-0230`
Alternative APNs	`263001000100810230` `77249`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,056 sqft Living Area
Gross Area	2,632 sqft
1st Floor Area	2,056 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Concrete Block/Stucco
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,325 sqft (0.26 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	48 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	703 CALIFORNIA AVE
City	SAINT CLOUD
State	FL
Zip	34769-3122
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SR2
Legal Description	ST CLOUD PB B PG 33 & 34 BLK 81 LOTS 23 & 24 & S 30 FT OF VAC 7TH ST N OF LOT 24 3/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	81
Legal Lot Number	23
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3033
Census Tract	43400

Owner

703 California Ave, a duplex, is owned by a company that bought it in August 2022.

Source: Osceola County records, as of October 12, 2026

Owner of Record	Company Name on File
Mailing Address	10180 CYPRESS VINE DR, ORLANDO, FL 32827-7030
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Warranty Deed, Transfer NOT AVAILABLE, VISION TITLE LLC
Aug 2, 2021	Warranty Deed, Transfer · Conventional Mortgage ALKAN MORTGAGE CORP
Jul 19, 2018	Deed of Trust, Mortgage · Construction Mortgage CENTERSTATE BANK OF FLORIDA NA
May 4, 2018	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2022 · Amount on File
Deed Sale	Aug 18, 2022 · Amount on File
Prior Sale	Aug 2, 2021 · Amount on File
Deed Document Number	2022126852
Deed Book / Page	6271 / 449
Prior Transfer Date	Dec 1, 2011
Prior Transfer Doc	0042041454
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 18, 2022
Property Address	703 CALIFORNIA AVE, SAINT CLOUD, FL 34769-3122
Document Number	0062710449
Book / Page	6271 / 449
Map Reference	MB B PG 33
Instrument Date	Aug 15, 2022
Instrument	2022126852
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	NOT AVAILABLE, VISION TITLE LLC

Transaction

Amount	Amount on Record
Tax	$3,955.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 10TH ST, 301, SACRAMENTO, CA 95814-0978

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10180 CYPRESS VINE DR, ORLANDO, FL 32827-7030

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 2, 2021
Property Address	703 CALIFORNIA AVE, SAINT CLOUD, FL 34769-3122
Document Number	0060141812
Book / Page	6014 / 1812
Map Reference	MB B PG 33&34
Instrument Date	Aug 2, 2021
Instrument	2021119527
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	PARAGON TITLE GROUP INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,745.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1001 NEW YORK AVE, 1001, SAINT CLOUD, FL 34769-3737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 10TH ST, SACRAMENTO, CA 95814-0978

Mortgage

Document Number	60141813
Date	Aug 2, 2021
Instrument	6014/1813

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	703 CALIFORNIA AVE, SAINT CLOUD, FL 34769-3122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053701203
Date	Jul 19, 2018
Book Page	5370/1203
Instrument	2018110937

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	KISSIMMEE, FL 34741

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 4, 2018
Property Address	703 CALIFORNIA AVE, SAINT CLOUD, FL 34769-3122
Document Number	0053282203
Book / Page	005328 / 002203
Instrument Date	May 4, 2018
Instrument	71839
Transaction Type	Transfer
Record Updated	Jul 9, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1001 NEW YORK AVE ST CLOUD FL 347693737, ST CLOUD, FL 34769-3737

Tax Assessment & Valuation

The 2025 property tax bill for 703 California Ave was $8,903.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,903.00	$497,200 Land $70,000 Building $427,200	$497,200 Land $70,000 Building $427,200
2023	$8,873.00 (+14.8%)	$492,500 (+14.88%) Land $60,000 Building $432,500	$492,500 (+14.88%) Land $60,000 Building $432,500
2022	$7,729.00	$428,700 Land $52,000 Building $376,700	$428,700 Land $52,000 Building $376,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 703 California Ave in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 98 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 units insured incl. 12 condo units
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 California Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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