703 Bakewell St, Covington, KY 41011 Property Records

Kenton County property record for 703 Bakewell St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,686 sqft · built 1894
Lot Size	0.052 acres (2,250 sqft)
Owner	Individual Name on Record
Last Sale	$202,500 (Feb 2014)
Tax Bill	$4,344 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-43-10-007.00`

Property Details

APN / Parcel Number

Primary APN	`040-43-10-007.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,686 sqft Finished Area
Gross Area	1,810 sqft

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	2,250 sqft (0.052 acres)
Lot Dimensions	90 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	703 BAKEWELL ST
City	COVINGTON
State	KY
Zip	41011-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHESTER & MANSFIELD BLK 39 PT LOT 18 25'X 90'
Legal Subdivision	CHESTER & MANSFIELD
Legal Phase	39
Legal Block	39
Legal Lot Number	18
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2009
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	703 BAKEWELL ST, COVINGTON, KY 41011-1227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO
Sep 18, 2018	Grant Deed, Transfer · Conventional Mortgage CENTRAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2014 · Amount on Record
Deed Sale	Feb 26, 2014 · Amount on Record
Prior Sale	Nov 19, 1997 · Amount on Record
Deed Document Number	201402 26 059 00102
Deed Book / Page	5364 / 136
Prior Transfer Date	May 21, 2013
Prior Transfer Doc	0005900170
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	703 BAKEWELL ST, COVINGTON, KY 41011-1227
Transaction Type	Mortgage
Record Updated	Jun 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 BAKEWELL ST, COVINGTON, KY 41011-1227

Mortgage

Document Number	0005900030
Date	Jun 8, 2022
Book Page	377/721
Instrument	22060805900030

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	703 BAKEWELL ST, COVINGTON, KY 41011-1227
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900162
Date	Mar 16, 2022
Book Page	348/712
Instrument	22031605900162

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Sep 18, 2018
Property Address	703 BAKEWELL ST, COVINGTON, KY 41011-1227
Document Number	0000000209
Book / Page	0C6503 / 000320
Instrument Date	Sep 17, 2018
Instrument	209
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 BAKEWELL ST COVINGTON KY 410111227, COVINGTON, KY 41011-1227

Mortgage

Document Number	210
Date	Sep 18, 2018
Book Page	0C6503/000324
Instrument	210

Lender

Name	CENTRAL BK
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2048

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,900 (-) Land $10,000 Building $317,900	$327,900 (-) Land $10,000 Building $317,900
2025	$4,344.00 (-0.53%)	$327,900 (-) Land $10,000 Building $317,900	$327,900 (-) Land $10,000 Building $317,900
2023	$4,367.00	$327,900 Land $10,000 Building $317,900	$327,900 Land $10,000 Building $317,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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