703 Ash St, Osage, IA 50461 Property Records

Mitchell County property record for 703 Ash St, Osage, IA 50461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,968 sqft · built 1872
Lot Size	0.231 acres (10,062 sqft)
Owner	Individual Name on File
Last Sale	$787 (Aug 2023)
Tax Bill	$2,872 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1024304004`

Property Details

APN / Parcel Number

Primary APN	`1024304004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,968 sqft Living Area
1st Floor Area	906 sqft
Basement Area	906 sqft
Unfinished Basement	906 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1872
Effective Year Built	Effective 1872
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,062 sqft (0.231 acres)
Lot Dimensions	78 ft deep x 128 ft wide
Garage Type	Attached
Garage Area	716 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	36 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	703 ASH ST
City	OSAGE
State	IA
Zip	50461-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 77.97' LOTS 7 & LOT 8 BLK 61
Legal Block	61
Legal Lot Number	7,8
Jurisdiction	MITCHELL IA
Township / Civil Division	OSAGE
Census Block Group	1
Census Block	1008
Census Tract	560300

Owner

703 Ash St is owned and occupied by an individual who bought it in August 2023.

Source: Mitchell County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	703 ASH ST, OSAGE, IA 50461-1412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK
Aug 29, 2023	Warranty Deed, Transfer · Line of Credit THE HOME TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2023 · Amount on File
Deed Sale	Aug 29, 2023 · Amount on File
Prior Sale	Dec 15, 2021 · Amount on File
Deed Document Number	20231226
Deed Book / Page	2023 / 1226
Prior Transfer Date	Oct 1, 2010
Prior Transfer Doc	02010/1733
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	703 ASH ST, OSAGE, IA 50461-1412
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/2413
Date	Dec 15, 2021
Book Page	2021/2413
Instrument	2021 2413

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Aug 29, 2023
Property Address	703 ASH ST, OSAGE, IA 50461-1412
Document Number	02023/1226
Book / Page	2023 / 1226
Instrument Date	Aug 25, 2023
Instrument	2023 1226
Transaction Type	Transfer
Record Updated	Oct 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 ASH ST, OSAGE, IA 50461-1412

Mortgage

Document Number	0020231227
Date	Aug 29, 2023
Instrument	2023 1227

Lender

Name	THE HOME TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 703 Ash St was $2,872, up 19.1% from the year before.

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Municipality	Osage City
Unified School District	Osage Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,872.00 (+19.07%)	$181,220 Land $15,600 Building $165,620	$181,220 Land $15,600 Building $165,620
2024	$2,412.00
2023		$145,110 (+39.53%) Land $15,600 Building $129,510	$145,110 Land $15,600 Building $129,510
2022	$1,796.00	$104,000 Land $15,600 Building $88,400
2021			$104,000 Land $15,600 Building $88,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 703 Ash St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 703 Ash St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people · EPA ID IA6663001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	11 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Osage Municipal Utilities Cable	500 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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