703 Andover Ct, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 703 Andover Ct, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,266 sqft · built 2001
Lot Size	0.415 acres (18,077 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Feb 2004)
Tax Bill	$5,963 (2025)
Deeds & Mortgages	May 2021 Refinance Sep 2012 Mortgage + 1 more
APN	`0596003000060`

Property Details

APN / Parcel Number

Primary APN	`0596003000060`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,266 sqft Living Area
1st Floor Area	1,380 sqft
Upper Floors Area	1,475 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,077 sqft (0.415 acres)
Lot Dimensions	107 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	613 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Slab
Porch Area	76 sqft
Deck Area	Deck Area
Patio Area	441 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	703 ANDOVER CT
City	CHESAPEAKE
State	VA
Zip	23322-7387
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	6 AMND SUB SADDLE RIDGE SOUTH SEC 1
Legal Subdivision	SOUTH WOOD, SADDLE RIDGE SOUTH SEC. 2
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1012
Census Tract	21011

Owner

703 Andover Ct is owned and occupied by two individuals who bought it in February 2004.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	703 ANDOVER CT, CHESAPEAKE, VA 23322-7387
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Sep 19, 2012	Deed of Trust, Mortgage · FHA Mortgage DISCOVER HOME LOANS INC
May 31, 2006	Deed of Trust, Mortgage · Conventional Mortgage HOME LOAN CENTER INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2004 · Amount on File
Deed Sale	Feb 9, 2004 · Amount on File
Prior Sale	Dec 12, 2001 · Amount on File
Deed Book / Page	5228 / 229
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	703 ANDOVER CT, CHESAPEAKE, VA 23322-7387
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10376/1034
Date	May 24, 2021
Book Page	10376/1034
Instrument	210023630

Lender

Name	JPMORGAN CHASE BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.38%

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	703 ANDOVER CT, CHESAPEAKE, VA 23322-7387
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008821/265
Date	Sep 19, 2012
Book Page	8821/265

Lender

Name	DISCOVER HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2042

Interest

Rate Type	Fixed Rate

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	703 ANDOVER CT, CHESAPEAKE, VA 23322-7387
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006553/466
Date	May 31, 2006
Book Page	6553/466

Lender

Name	HOME LOAN CENTER INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.38%

Tax Assessment & Valuation

The 2025 property tax bill for 703 Andover Ct was $5,963.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$622,500 (+5.44%) Land $200,000 Building $422,500	$622,500 (+5.44%) Land $200,000 Building $422,500
2025	$5,963.00	$590,400 Land $190,000 Building $400,400	$590,400 Land $190,000 Building $400,400
2023		$543,400 (+15.52%) Land $170,000 Building $373,400	$543,400 (+15.52%) Land $170,000 Building $373,400
2022		$470,400 Land $150,000 Building $320,400	$470,400 Land $150,000 Building $320,400
2019	$4,191.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 703 Andover Ct; 27 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 Andover Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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