703 4th St, Windber, PA 15963 Property Records

Somerset County property record for 703 4th St, Windber, PA 15963

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,322 sqft · built 1947
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$57,900 (Sep 2021)
Tax Bill	$1,555 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S50-019-160-000`

Property Details

APN / Parcel Number

Primary APN	`S50-019-160-000`
Alternative APNs	`S50-019-160-00` `500009980`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,322 sqft Living Area
1st Floor Area	810 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asbestos
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	500009980
Street Address	703 4TH ST
City	WINDBER
State	PA
Zip	15963-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1278 BNG 0.11 A 1 STY ALUM HO GAR
Legal Subdivision	WINDBER
Legal Lot Number	1278
Jurisdiction	SOMERSET PA
Township / Civil Division	WINDBER
Census Block Group	5
Census Block	5004
Census Tract	20300

Owner

703 4th St is owned and occupied by an individual who bought it in September 2021.

Source: Somerset County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	703 4TH ST, WINDBER, PA 15963-1305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH BANK
Sep 15, 2021	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2021 · Amount on File
Deed Sale	Sep 15, 2021 · Amount on File
Prior Sale	Nov 13, 2012 · Amount on File
Deed Document Number	20217760
Deed Book / Page	2910 / 541
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Recording Date	Jul 1, 2026
Property Address	703 4TH ST, WINDBER, PA 15963-1305
Document Number	0000004754
Book / Page	3199 / 601
Instrument Date	Jun 11, 2026
Instrument	20264754
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 4TH ST, WINDBER, PA 15963-1305

Mortgage

Document Number	0000004754,
Date	Jul 1, 2026
Book Page	3199/601
Instrument	20264754

Lender

Name	FIRST COMMONWEALTH BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.36%
Max Rate	-1%

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	Sep 15, 2021
Property Address	703 4TH ST, WINDBER, PA 15963-1305
Document Number	2910/541
Book / Page	2910 / 541
Instrument Date	Sep 8, 2021
Instrument	2021007760
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$579.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 4TH ST, WINDBER, PA 15963-1305

Mortgage

Document Number	2021007761
Date	Sep 15, 2021
Instrument	2021007761

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 703 4th St was $1,555 with a homeowner's exemption.

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Somerset County
Municipality	Windber Borough
Unified School District	Windber Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,555.00 Homeowner's exemption	$20,850
2024	$1,424.00 (+8.95%)	$20,850 (-)
2023	$1,307.00	$20,850
1998			$41,700 Land $7,300 Building $34,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 703 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jul 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINDBER AREA AUTH serves 9,463 people · EPA ID PA4560013
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Verizon.

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