703 3rd St SW, Winter Haven, FL 33880 Property Records

Polk County property record for 703 3rd St SW, Winter Haven, FL 33880

Property Summary

Property TypeRestaurant
Details2,535 sqft · built 1950
Lot Size0.571 acres (24,886 sqft)
OwnerIndividual Name on File
Last Sale$277,300 (Oct 2023)
Tax Bill$7,410 (2025)
Deeds & MortgagesJun 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN26-28-29-634020-000011

Property Details

APN / Parcel Number

Primary APN26-28-29-634020-000011
Alternative APNs
  • 292826634020000011
  • 92826000

Interior

Units2 Units
Stories1 Story
Building Area2,535 sqft Gross Area
1st Floor Area2,535 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2005
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeFlat
Roof MaterialTile
Lot Area24,886 sqft (0.571 acres)
Lot Dimensions136 ft deep x 183 ft wide
View / LotCommercial
Canopy172 sqft

Location & Zoning

Street Address703 3RD ST SW
CityWINTER HAVEN
StateFL
Zip33880-3419
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Local Zoning CodeBA
Legal DescriptionREPLAT OF MEARNS & ALKIRES REPLAT PB 30 PG 20 S29 T28 R26 TRACT 1 N 183.4 FT OF E 136 FT
Legal Range26E
Legal Township28S
Legal Section29
Legal SubdivisionMEARNS AND ALKIRE REPLAT OF REPLAT
Legal Tract1
Legal Block2
Legal Lot Number1-9
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2043
Census Tract13901

Owner

703 3rd St SW, a commercial property, is owned by an individual who bought it in October 2023.

Source: Polk County records, as of October 12, 2026

Owner of RecordIndividual Name on File
Mailing Address703 3RD ST SW, WINTER HAVEN, FL 33880-3419
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2023 · Amount on File
Deed SaleOct 16, 2023 · Amount on File
Prior SaleMay 24, 2000 · Amount on File
Deed Document Number2023244574
Deed Book / Page12875 / 1225
Prior Transfer DateApr 26, 2012
Prior Transfer Doc0000077116
Record UpdatedOct 29, 2026

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address703 3RD ST SW, WINTER HAVEN, FL 33880-3419
Document Number0108921091
Instrument DateJun 27, 2019
Transaction TypeMortgage
Record UpdatedJul 16, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address18205 BISCAYNE BLVD #2202 AVENTURA FL 331602148, 2202, AVENTURA, FL 33160-2148

Mortgage

Document Number0108921091
DateJul 1, 2019
Book Page010892/001091
Instrument136464
Lender
NameMARQUIS BK
TypeBank
Address355 ALHAMBRA CIR # 1200, CORAL GABLES, FL 33134-5077
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate2%

Tax Assessment & Valuation

The 2025 property tax bill for 703 3rd St SW was $7,410.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$428,526 (+1%)$517,078 (+32.73%) Land $267,525 Building $249,553
2025$7,410.00$389,569 Land $267,525 Building $122,044$389,569 Land $267,525 Building $122,044
2023$7,093.00 (-0.82%)$368,346 (-3.71%) Land $267,525 Building $100,821$368,346 (-3.71%) Land $267,525 Building $100,821
2022$7,152.00$382,524 Land $267,525 Building $114,999$382,524 Land $267,525 Building $114,999

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 703 3rd St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 703 3rd St SW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Alternative Choice Wireless, AT&T, Frontier.

Nearby Properties on 3rd St SW

Nearby Streets

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