703 27th St, Rockford, IL 61108 Property Records

Winnebago County property record for 703 27th St, Rockford, IL 61108

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,361 sqft · built 1956
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jul 2024)
Tax Bill	$3,958 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`174D042`

Property Details

APN / Parcel Number

Primary APN	`174D042`
Alternative APN	`1230401001`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,361 sqft Living Area
Gross Area	2,823 sqft
1st Floor Area	980 sqft
Basement Area	980 sqft
Finished Basement	518 sqft
Unfinished Basement	462 sqft
Game Room	Game Room
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	139 ft deep x 75 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	756 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	703 27TH ST
City	ROCKFORD
State	IL
Zip	61108-1817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2ND TWIN SISTER HGTS SUB PT SE1/4 SEC30-44-2 E OF 3RD PM N1/2 LOT 11 + ALLLOT 012
Legal Subdivision	2ND TWIN SISTER HGTS SUB
Legal Lot Number	11
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	6
Census Block	6005
Census Tract	1500

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2103 WOODBINE DR, GLADEWATER, TX 75647-4153
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST AMERICAN BANK
Nov 5, 2019	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2024 · Amount on Record
Deed Sale	Jul 17, 2024 · Amount on Record
Prior Sale	Jul 27, 2022 · Amount on Record
Deed Document Number	202416355
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 27, 2022
Property Address	703 27TH ST, ROCKFORD, IL 61108-1817
Document Number	0000023271
Map Reference	BK20 PG9
Instrument Date	Jul 22, 2022
Instrument	2223271
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	227 SECRETARIATS WAY, BELVIDERE, IL 61008-2939

Mortgage

Document Number	0000023272
Date	Jul 27, 2022
Instrument	2223272

Lender

Name	FIRST AMERICAN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.63%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	703 27TH ST, ROCKFORD, IL 61108-1817
Document Number	0001038465
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	703 27TH ST ROCKFORD IL 611081817, ROCKFORD, IL 61108-1817

Mortgage

Document Number	0001038465
Date	Nov 19, 2019
Instrument	1038465

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	LOMBARD, IL 60148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 18, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,958.00	$52,832 (+42.46%) Land $8,263 Building $44,569	$158,496 (+42.46%) Land $24,789 Building $133,707
2022	Homeowner's exemption	$37,085 Land $5,845 Building $31,240	$111,255 Land $17,535 Building $93,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	20 (1978–2024)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storms And Flooding, Aug 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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