FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF FLO
Transaction
Amount
Amount on Record
Tax
$364,105.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
703 23RD ST SW, LARGO, FL 33770-2954
October 2022: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
PINELLAS FL
Recording Date
Oct 14, 2022
Property Address
703 23RD ST SW, LARGO, FL 33770-2954
Document Number
0222302037
Book / Page
22230 / 2037
Map Reference
MB 35 PG 43
Instrument Date
Oct 11, 2022
Instrument
2022301338
Transaction Type
Transfer
Record Updated
Dec 13, 2022
Title Company
COASTLINE TITLE/PINELLAS LLC, COASTLINE TITLE OF PINELLAS
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$3,500.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
6425 SHORELINE DR APT 10103, 10103, ST PETERSBURG, FL 33708-4579
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
12760 INDIAN ROCKS RD, LARGO, FL 33774-2300
Mortgage
Document Number
0222302039
Date
Oct 14, 2022
Instrument
22230/2039
Lender
Name
FAIRWAY INDEPENDENT MORTGAGE CORP
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2052
December 2021: Correction Deed
Document Type
Correction Deed
Jurisdiction
PINELLAS FL
Recording Date
Dec 28, 2021
Property Address
703 23RD ST SW, LARGO, FL 33770-2954
Document Number
0218661493
Book / Page
21866 / 1493
Map Reference
MB 35 PG 43
Instrument Date
Dec 16, 2021
Instrument
2021417967
Record Updated
Jan 13, 2022
Title Company
STANDARD TITLE LLC
Transaction
Tax
$0.00
Amount Accuracy
No Consideration Stated
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
703 23RD ST SW, LARGO, FL 33770-2954
Mortgage
Document Number
0218661496
Date
Dec 28, 2021
Book Page
21866/1496
Instrument
2021417968
Lender
Name
CITIZENS BANK NA
Type
Bank
Address
PROVIDENCE, RI 02903
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jan 1, 2052
October 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
PINELLAS FL
Property Address
703 23RD ST SW, LARGO, FL 33770-2954
Transaction Type
Mortgage
Record Updated
Nov 3, 2021
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
703 23RD ST SW, LARGO, FL 33770-2954
Mortgage
Document Number
0217730033
Date
Oct 22, 2021
Book Page
21773/33
Instrument
2021345741
Lender
Name
REGIONS BANK
Type
Bank
Address
BIRMINGHAM, AL 35244
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
361 Months
Due
Nov 2, 2051
Interest
Rate Type
Adjustable Rate
Change Frequency
Monthly
September 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
PINELLAS FL
Property Address
703 23RD ST SW, LARGO, FL 33770-2954
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
703 23RD ST SW, LARGO, FL 33770-2954
Mortgage
Document Number
0211761468
Date
Sep 23, 2020
Book Page
21176/1468
Instrument
2020283104
Lender
Name
CITIZENS BANK NA
Type
Bank
Address
PROVIDENCE, RI 02903
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Oct 1, 2050
September 2020: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
PINELLAS FL
Recording Date
Sep 29, 2020
Property Address
703 23RD ST SW, LARGO, FL 33770-2954
Document Number
0211850730
Book / Page
021185 / 000730
Instrument Date
Sep 15, 2020
Instrument
289431
Transaction Type
Transfer
Record Updated
Oct 8, 2020
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
703 23RD ST SW LARGO FL 337702954, LARGO, FL 33770-2954
July 2019: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
PINELLAS FL
Recording Date
Jul 1, 2019
Property Address
703 23RD ST SW, LARGO, FL 33770-2954
Document Number
0205971767
Book / Page
020597 / 001767
Instrument Date
Oct 17, 2018
Instrument
207926
Transaction Type
Transfer
Record Updated
Jul 17, 2019
Title Company
NOT AVAILABLE
Transaction
Amount
Amount on Record
Tax
$595.00
Amount Accuracy
Confirmed
Additional
Quitclaim
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
703 23RD ST SW LARGO FL 337702954, LARGO, FL 33770-2954
December 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
PINELLAS FL
Recording Date
Dec 7, 2017
Property Address
703 23RD ST SW, LARGO, FL 33770-2954
Document Number
0198661408
Book / Page
19866 / 1408
Map Reference
MB35 PG43
Instrument Date
Dec 6, 2017
Instrument
2017371348
Transaction Type
Transfer
Record Updated
Feb 1, 2022
Title Company
ACR TITLE GROUP LLLP
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$2,047.50
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
230 PATLIN CIR E, 230, LARGO, FL 33770-3062
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
703 23RD ST SW, LARGO, FL 33770-2954
Mortgage
Document Number
2017371349
Date
Dec 7, 2017
Instrument
2017371349
Lender
Name
WHITNEY BANK
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jan 1, 2048
August 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
PINELLAS FL
Recording Date
Aug 16, 2017
Property Address
703 23RD ST SW, LARGO, FL 33770-2954
Document Number
0197422351
Book / Page
019742 / 002351
Instrument Date
Aug 15, 2017
Instrument
255848
Transaction Type
Transfer
Record Updated
Sep 7, 2017
Title Company
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Transaction
Amount
Amount on Record
Tax
$1,505.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
230 PATLIN CIR E LARGO FL 337703062, LARGO, FL 33770-3062
Tax Assessment & Valuation
The 2025 property tax bill for 703 23rd St SW was $6,122, up 5.5% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
Property Jurisdictions
Type
Name
State
Florida
County
Pinellas County
Municipality
Largo City
Unified School District
Pinellas County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$6,122.00 (+5.53%)
$364,644
$432,163Land $130,388Building $301,775
2024
$5,801.00 (+1.61%)
2023
$5,709.00 (+49.14%)Homeowner's exemption
$344,046 (+41.37%)
$405,046 (+16.93%)Land $162,329Building $242,717
2022
$3,828.00Homeowner's exemption
$243,359
$346,387Land $151,887Building $194,500
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 703 23rd St SW in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 61 policies
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
61 in force
Nearby Flood Claims
11 (2024)
Claims Outside the SFHA
4 of 11
Most Recent Claim
Oct 2024 · Hurricane Milton
Claims by Event
Hurricane Milton, Oct 2024 · 10 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 703 23rd St SW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source
Purchased surface water from several systems
Last State Inspection
Mar 2023
Lead
Under 1 ppb (2020) action level 15 ppb
Violations Reported to EPA
Listed by EPA as a serious violator for missed monitoring and reporting.
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
17 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025