7028 Natchez Trace Rd, Wilmer, AL 36587 Property Records

Mobile County property record for 7028 Natchez Trace Rd, Wilmer, AL 36587

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,112 sqft · built 1985
Lot Size	0.632 acres (27,550 sqft)
Owner	Individual Name on File
Last Sale	$190,500 (Feb 2026)
Tax Bill	$411 (2025)
Deeds & Mortgages	Feb 2026 Sale Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R021709300000018004`

Property Details

APN / Parcel Number

Primary APN	`R021709300000018004`
Alternative APNs	`17 09 30 0 000 018.004` `01941180` `1941180`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,112 sqft Living Area
1st Floor Area	1,112 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1997
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	27,550 sqft (0.632 acres)
Porch	Slab
Porch Area	8 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1941180
Street Address	7028 NATCHEZ TRACE RD
City	WILMER
State	AL
Zip	36587-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM TH SE COR OF SEC 30 T2S R3W RUN TH ALG TH E/L OF SEC 30 A DIS OF 80.00 FT TO A PT ON A PROJECTION OF TH N/L OF CUSS FORK
Legal Range	02S
Legal Township	02S
Legal Section	30
Legal Subdivision	NATCHEZ TRACE
Jurisdiction	MOBILE AL
Township / Civil Division	SEMMES
Census Block Group	1
Census Block	1009
Census Tract	6201

Owner

7028 Natchez Trace Rd is owned and occupied by an individual who bought it in February 2026.

Source: Mobile County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	7028 NATCHEZ TRACE RD, WILMER, AL 36587-9428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Warranty Deed, Transfer AUSTIN TITLE, ATC
Feb 20, 2026	Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC
Feb 28, 2020	Warranty Deed, Transfer MORTGAGE TEAM ONE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2026 · Amount on File
Deed Sale	Feb 20, 2026 · Amount on File
Prior Sale	Feb 20, 2026 · Amount on File
Deed Document Number	20269888
Prior Transfer Date	Jan 23, 2026
Prior Transfer Doc	0000009887
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Feb 20, 2026
Property Address	7028 NATCHEZ TRACE RD, WILMER, AL 36587-9428
Document Number	0000009888
Instrument Date	Feb 18, 2026
Instrument	2026009888
Transaction Type	Transfer
Record Updated	Mar 4, 2026
Title Company	AUSTIN TITLE, ATC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8820 GEORGETOWN ESTATES CT, WILMER, AL 36587-7438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7928 NATCHEZ TRACE RD, WILMER, AL 36587

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MOBILE AL
Recording Date	Feb 20, 2026
Property Address	7028 NATCHEZ TRACE RD, WILMER, AL 36587-9428
Document Number	0000009887
Instrument Date	Jan 23, 2026
Instrument	2026009887
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3263 COTTAGE HILL RD, MOBILE, AL 36606-3014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3263 COTTAGE HILL RD, MOBILE, AL 36606-3014

Mortgage

Document Number	0000009889
Date	Feb 20, 2026
Instrument	2026009889

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	25 ENTERPRISE CTR, MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Feb 28, 2020
Property Address	7028 NATCHEZ TRACE RD, WILMER, AL 36587-9428
Document Number	0000012138
Instrument Date	Feb 24, 2020
Instrument	12138
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7028 NATCHEZ TRACE RD WILMER AL 365879428, WILMER, AL 36587-9428

Mortgage

Document Number	12139
Date	Feb 28, 2020
Instrument	12139

Lender

Name	MORTGAGE TEAM ONE
Type	Mortgage Company
Address	MOBILE, AL 36609

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7028 Natchez Trace Rd was $411 with a homeowner's exemption, up 2.5% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$411.00 (+2.49%) Homeowner's exemption	$8,810 (+2.32%) Land $1,190 Building $7,620	$88,100 (+2.32%) Land $11,900 Building $76,200
2024	$401.00 (+35.93%) Homeowner's exemption	$8,610 (+34.11%) Land $1,200 Building $7,410	$86,100 (+34.11%) Land $12,000 Building $74,100
2023	$295.00 Homeowner's exemption	$6,420 Land $1,100 Building $5,320	$64,200 Land $11,000 Building $53,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7028 Natchez Trace Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7028 Natchez Trace Rd is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 96% of Alabama
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ALABAMA UTILITIES WATER SYSTEM serves 39,249 people · EPA ID AL0000967
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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