Ionia County property record for 7028 Gates Rd, Ionia, MI 48846
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,560 sqft |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $181,900 (Aug 2019) |
| Tax Bill | $3,595 (2025) |
| Deeds & Mortgages | Jan 2007 Mortgage Feb 2010 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11002900004000 |
| Primary APN | 11002900004000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 1,560 sqft |
| Unfinished Basement | 1,560 sqft |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Wood Siding |
| Lot Area | 43,560 sqft (1 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 7028 GATES RD |
|---|---|
| City | IONIA |
| State | MI |
| Zip | 48846-8489 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 SQ A NW COR OF NW 1/4 OF NW 1/4 DESC AS FOLLOWS, COM AT INTER OF S LI OF HWY M-16 & CENT OF HWY ALG W SIDE OF SEC; TH S ALG C/L 208.75 FT, E 208.75 FT, N PAR SEC LI 208.75 FT TO S LI OF M-16, W ALG S LI TO POB SEC 29-6-6 |
| Legal Range | 06 |
| Legal Township | 06 |
| Legal Section | 29 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | ORANGE |
| Census Block Group | 4 |
| Census Block | 4067 |
| Census Tract | 31900 |
7028 Gates Rd is owned and occupied by two individuals who bought it in August 2019.
Source: Ionia County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7028 GATES RD, IONIA, MI 48846-8489 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2007 | Deed of Trust, Mortgage CITIBANK NA |
| Feb 2, 2010 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Jul 24, 2007 | Warranty Deed, Transfer · ARM US BANK NA ND |
| Dec 14, 2006 | Other, Transfer · Conventional Mortgage AMERICAS WHOLESALE LENDER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2019 · Amount on File |
| Deed Sale | Aug 5, 2019 · Amount on File |
| Prior Sale | Jul 24, 2007 · Amount on File |
| Prior Transfer Date | Dec 23, 2009 |
| Prior Transfer Doc | 615/3362 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IONIA MI |
| Property Address | 7028 GATES RD, IONIA, MI 48846-8489 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0601/00220 |
|---|---|
| Date | Jan 23, 2007 |
| Book Page | 601/00220 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | LAS VEGAS, NV 89109 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 12, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IONIA MI |
| Property Address | 7028 GATES RD, IONIA, MI 48846-8489 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00615/3365 |
|---|---|
| Date | Feb 2, 2010 |
| Book Page | 615/3365 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IONIA MI |
| Recording Date | Jul 24, 2007 |
| Property Address | 7028 GATES RD, IONIA, MI 48846-8489 |
| Document Number | 0604/01428 |
| Book / Page | 604 / 01428 |
| Instrument Date | Jul 23, 2007 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Title Company | METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,118.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 716 BRANCH ST, IONIA, MI 48846-1012 |
| Name | Verified Name |
|---|---|
| Address | 7028 GATES RD, IONIA, MI 48846-8489 |
| Document Number | 0060401430 |
|---|---|
| Date | Jul 24, 2007 |
| Instrument | 604/01430 |
| Name | US BANK NA ND |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 7.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Max Rate | 13.2% |
| Document Type | Other |
|---|---|
| Jurisdiction | IONIA MI |
| Recording Date | Dec 14, 2006 |
| Property Address | 7028 GATES RD, IONIA, MI 48846-8489 |
| Document Number | 600/04091 |
| Book / Page | 600 / 04091 |
| Instrument Date | Nov 21, 2006 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $868.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9350 WAXIE WAY, 9350, SAN DIEGO, CA 92123-1015 |
| Name | Verified Name |
|---|---|
| Address | 716 BRANCH CT, IONIA, MI 48846-1012 |
| Investor | Possibly a Property Investor |
| Document Number | 60004092 |
|---|---|
| Date | Dec 14, 2006 |
| Instrument | 600/04092 |
| Name | AMERICAS WHOLESALE LENDER |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2037 |
| Document Number | 0600/04103 |
|---|---|
| Date | Dec 14, 2006 |
| Book Page | 600/04103 |
| Name | NATIONAL CITY BANK |
|---|---|
| Type | Bank |
| Address | BRECKSVILLE, OH 44141 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Dec 1, 2021 |
The 2025 property tax bill for 7028 Gates Rd was $3,595 with a homeowner's exemption, up 3.3% from the year before.
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| County Subdivision | Orange Township |
| Unified School District | Ionia Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,500 (+5.28%) Land $14,500 Building $117,000 | $263,000 (+5.28%) Land $29,000 Building $234,000 | |
| 2025 | $3,595.00 (+3.27%) Homeowner's exemption | $124,900 Land $16,100 Building $108,800 | $249,800 Land $32,200 Building $217,600 |
| 2024 | $3,481.00 | ||
| 2023 | $104,600 Land $15,300 Building $89,300 | $209,200 Land $30,600 Building $178,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7028 Gates Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7028 Gates Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HomeWorks Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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