7027 42nd St NE, Cedar Rapids, IA 52411 Property Records

Linn County property record for 7027 42nd St NE, Cedar Rapids, IA 52411

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 3,130 sqft · built 2018
Lot Size	1.09 acres (47,611 sqft)
Owner	Trust Name on File
Last Sale	$41,000 (Dec 2017)
Tax Bill	$9,994 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13122-27022-00000`

Property Details

APN / Parcel Number

Primary APN	`13122-27022-00000`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,130 sqft Living Area
Gross Area	4,116 sqft
1st Floor Area	1,994 sqft
Basement Area	1,930 sqft
Finished Basement	1,136 sqft
Unfinished Basement	794 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,611 sqft
Lot Dimensions	140 ft deep x 140 ft wide
Porch	Enclosed Frame Porch
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7027 42ND ST NE
City	CEDAR RAPIDS
State	IA
Zip	52411-7776
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTAGE HILL 3RD STR/LB 3
Legal Range	8W
Legal Township	83N
Legal Section	12
Legal Subdivision	COTTAGE HILL 3RD
Legal Lot Number	3
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	4
Census Block	4016
Census Tract	902

Owner

7027 42nd St NE is owner-occupied and held in a trust since July 2019.

Source: Linn County records, as of October 5, 2026

Owner of Record	Trust Name on File
Mailing Address	7027 42ND ST NE, CEDAR RAPIDS, IA 52411-7776
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2019	Reverse Mortgage, Mortgage RETIREMENT FNDG SOLUTIONS
Jan 17, 2019	Deed of Trust, Mortgage COLLINS CMNTY CU
Jul 5, 2018	Trustee's Deed, Construction Loan · Construction Mortgage COLLINS CMNTY CU
Dec 28, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2017 · Amount on File
Deed Sale	Dec 28, 2017 · Amount on File
Deed Book / Page	10008 / 520
Last Transfer Date	Jul 25, 2019
Transfer Doc	0104150385
Record Updated	Oct 29, 2026

August 2019: Reverse Mortgage, Mortgage

Document Type	Reverse Mortgage
Jurisdiction	LINN IA
Recording Date	Aug 2, 2019
Property Address	7027 42ND ST NE, CEDAR RAPIDS, IA 52411-7776
Document Number	0104150385
Book / Page	010415 / 000385
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Sep 3, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7027 42ND ST NE CEDAR RAPIDS IA 524117776, CEDAR RAPIDS, IA 52411-7776

Mortgage

Document Number	104150389
Date	Aug 2, 2019
Book Page	010415/000389

Lender

Name	RETIREMENT FNDG SOLUTIONS
Address	LAKEWOOD, NJ 08701

Agreement

Amount	Amount on Record
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	3.78%

Mortgage

Document Number	104150406,
Date	Aug 2, 2019
Book Page	010415/000406

Lender

Name	USA FEDL HSNG COMMISSIONER

Agreement

Amount	Amount on Record
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	3.78%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	7027 42ND ST NE, CEDAR RAPIDS, IA 52411-7776
Document Number	0102830105
Instrument Date	Jan 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7027 42ND ST NE CEDAR RAPIDS IA 524117776, CEDAR RAPIDS, IA 52411-7776

Mortgage

Document Number	0102830105
Date	Jan 24, 2019
Book Page	010283/000105

Lender

Name	COLLINS CMNTY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LINN IA
Recording Date	Jul 5, 2018
Property Address	7027 42ND ST NE, CEDAR RAPIDS, IA 52411-7776
Document Number	0101440251
Book / Page	010144 / 000251
Instrument Date	Jul 2, 2018
Transaction Type	Construction Loan
Record Updated	Jul 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7027 42ND ST NE CEDAR RAPIDS IA 524117776, CEDAR RAPIDS, IA 52411-7776

Mortgage

Document Number	101440251
Date	Jul 5, 2018
Book Page	010144/000251

Lender

Name	COLLINS CMNTY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 4, 2019

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Dec 28, 2017
Property Address	7027 42ND ST NE, CEDAR RAPIDS, IA 52411-7776
Document Number	0100080520
Book / Page	010008 / 000520
Instrument Date	Dec 28, 2017
Transaction Type	Transfer
Record Updated	Jan 5, 2018

Transaction

Amount	Amount on Record
Tax	$64.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2600 LANCELOT LN NW CEDAR RAPIDS IA 524052068, CEDAR RAPIDS, IA 52405-2068

Tax Assessment & Valuation

The 2025 property tax bill for 7027 42nd St NE was $9,994, up 2.4% from the year before.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$580,100 (-) Land $159,600 Building $420,500	$580,100 (-) Land $159,600 Building $420,500
2025	$9,994.00 (+2.4%)	$580,100 Land $159,600 Building $420,500	$580,100 Land $159,600 Building $420,500
2024	$9,760.00
2023		$562,000 Land $159,600 Building $402,400	$562,000 Land $159,600 Building $402,400
2022	$10,398.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7027 42nd St NE in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	12 (2016)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7027 42nd St NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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