7026 Harborhaven Way, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 7026 Harborhaven Way, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,340 sqft · built 2015
Lot Size	0.161 acres (6,995 sqft)
Owner	2 Individual Names on File
Last Sale	$808,000 (Jul 2021)
Tax Bill	$10,255 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`011-650-008-3`

Property Details

APN / Parcel Number

Primary APN	`011-650-008-3`
Alternative APN	`011-650-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,340 sqft Living Area
1st Floor Area	2,340 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Cluster
Lot Area	6,995 sqft (0.161 acres)
Garage Type	Attached
Garage Area	591 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	7026 HARBORHAVEN WAY
City	DISCOVERY BAY
State	CA
Zip	94505-1756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T8992 L46
Legal Subdivision	LAKES/DISCOVERY BAY LAKES 9
Legal Tract	8992
Legal Lot Number	46
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1058
Census Tract	304006

Owner

7026 Harborhaven Way is owned and occupied by two individuals who bought it in July 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7026 HARBORHAVEN WAY, DISCOVERY BAY, CA 94505-1756
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 2, 2020	Grant Deed, Transfer EXCELERATE CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2021 · Amount on File
Deed Sale	Jul 15, 2021 · Amount on File
Prior Sale	Jun 2, 2020 · Amount on File
Deed Document Number	2021200151
Prior Transfer Date	Dec 18, 2019
Prior Transfer Doc	0000235872
Record Updated	Sep 20, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 15, 2021
Property Address	7026 HARBORHAVEN WAY, DISCOVERY BAY, CA 94505-1756
Document Number	0000200151
Map Reference	MB 495 PG 29
Instrument Date	Jul 2, 2021
Instrument	2021-200151
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7026 HARBORHAVEN WAY, DISCOVERY BAY, CA 94505-1756

Mortgage

Document Number	0000200152
Date	Jul 15, 2021
Instrument	2021-200152

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 2, 2020
Property Address	7026 HARBORHAVEN WAY, DISCOVERY BAY, CA 94505-1756
Document Number	0000104902
Instrument Date	May 28, 2020
Instrument	104902
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$744.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7026 HARBORHAVEN WAY DISCOVERY BAY CA 945051756, DISCOVERY BAY, CA 94505-1756

Mortgage

Document Number	104903
Date	Jun 2, 2020
Instrument	104903

Lender

Name	EXCELERATE CAP
Address	NEWPORT BEACH, CA 92660

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7026 Harborhaven Way was $10,255.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Knightsen Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$745,000 (-2.61%) Land $138,304 Building $606,696
2025	$10,255.00	$765,000 Land $142,018 Building $622,982
2023	$10,010.00 (-4.51%)	$761,000 Land $141,000 Building $620,000
2022	$10,483.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7026 Harborhaven Way in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7026 Harborhaven Way is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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