7024 Laurelspur Loop, San Ramon, CA 94582 Property Records

Contra Costa County property record for 7024 Laurelspur Loop, San Ramon, CA 94582 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4.5 Baths
Year Built	Built 2017
Square Footage	4,095 sqft Living Area
Lot Size	9,371 sqft (0.215 acres)
Occupancy	Owner Occupied
Last Sale	$2,850,000 (2023)
Tax Bill	$34,302.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`222-620-032-3`
Alternative APN	`222-620-032`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	11 Rooms
Building Area	4,095 sqft Living Area
1st Floor	2,030 sqft 1st Floor
2nd Floor	2,065 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Lot Area	9,371 sqft (0.215 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	410 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	7024 LAURELSPUR LOOP
City	SAN RAMON
State	CA
Zip	94582-5098
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	T9134 L32
Legal Subdivision	GALE RANCH SUB 9134
Legal Tract	9134
Legal Lot Number	32
Jurisdiction	CONTRA COSTA CA
Minor Civil Division	CENTRAL CONTRA COSTA
Census Blockgroup	1
Census Block	1001
Census Tract	345112

Owner

Source: Contra Costa County records · APN 222-620-032-3

Assessment roll updated July 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	7024 LAURELSPUR LOOP, SAN RAMON, CA 94582-5098
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 05, 2026	Deed of Trust, Mortgage · Conventional Mortgage THE GOLDEN 1 CU
Jul 21, 2023	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 20, 2017	Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) PATELCO CU
Jan 22, 2019	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Mar 17, 2021	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Nov 09, 2021	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Jun 09, 2021	Intrafamily Transfer, Transfer
Apr 27, 2017	Grant Deed, Subdivision Related Transfer · Adjustable Rate Mortgage (ARM) PATELCO CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Prior Sale	Apr 27, 2017 · Amount on Record
Deed Doc Number	202369906
Prior Transfer Date	May 13, 2021
Prior Transfer Doc	0000168459
Record Refreshed	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7024 LAURELSPUR LOOP, SAN RAMON, CA 94582-5098
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7024 LAURELSPUR LOOP, SAN RAMON, CA 94582-5098

Mortgage

Document Number	0000011632
Date	Feb 05, 2026
Instrument	2026- 011632

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	8945 CAL CENTER DR, SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Mar 01, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.1%
Index	Other
Max Rate	10.1%

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 21, 2023
Property Address	7024 LAURELSPUR LOOP, SAN RAMON, CA 94582-5098
Document Number	0000069906
Map Reference	MB 517 PG 1-13
Instrument Date	Jul 10, 2023
Instrument	2023-069906
Transaction Type	Transfer
Record Updated	Aug 01, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	7024 LAURELSPUR LOOP, SAN RAMON, CA 94582-5098

Mortgage

Document Number	0000069907
Date	Jul 21, 2023
Instrument	2023-069907

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7024 LAURELSPUR LOOP, SAN RAMON, CA 94582-5098
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	SPL PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000218844
Date	Nov 20, 2017
Instrument	2017-218844

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Dec 01, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year CMT
Max Rate	9.12%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7024 LAURELSPUR LOOP, SAN RAMON, CA 94582-5098
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008795
Date	Jan 22, 2019
Instrument	2019-008795

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 28, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7024 LAURELSPUR LOOP, SAN RAMON, CA 94582-5098
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040896
Date	Feb 10, 2021
Instrument	2021-040896

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7024 LAURELSPUR LOOP, SAN RAMON, CA 94582-5098
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	PLACER TITLE CO ROSEVILL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7024 LAURELSPUR LOOP, SAN RAMON, CA 94582-5098

Mortgage

Document Number	0000081499
Date	Mar 17, 2021
Instrument	2021-081499

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Apr 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7024 LAURELSPUR LOOP, SAN RAMON, CA 94582-5098
Transaction Type	Mortgage
Record Updated	Nov 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7024 LAURELSPUR LOOP, SAN RAMON, CA 94582-5098

Mortgage

Document Number	0000311793
Date	Nov 09, 2021
Instrument	2021-311793

Lender

Name	DIGITAL FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Oct 25, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7024 LAURELSPUR LOOP, SAN RAMON, CA 94582-5098
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7024 LAUREISPUR LOOP, SAN RAMON, CA 94582-5098

Mortgage

Document Number	0000067865
Date	Apr 19, 2022
Instrument	2022-067865

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 09, 2021
Property Address	7024 LAURELSPUR LOOP, SAN RAMON, CA 94582-5098
Document Number	0000168459
Map Reference	MB 517 PG 1-13
Instrument Date	May 13, 2021
Instrument	2021-168459
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7024 LAURELSPUR LOOP, SAN RAMON, CA 94582-5098
Investor	Possibly a Property Investor

April 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 27, 2017
Property Address	7024 LAURELSPUR LOOP, SAN RAMON, CA 94582-5098
Document Number	0000073217
Map Reference	MAP517 PG1-13
Instrument Date	Mar 16, 2017
Instrument	2017-073217
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 03, 2022
Title Company	WESTMINSTER TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property (Marital Community) with Rights of Survivorship
Address	7024 LAURELSPUR LOOP, SAN RAMON, CA 94582-5098

Mortgage

Document Number	0000073218
Date	Apr 27, 2017
Instrument	2017-073218

Lender

Name	PATELCO CU
Type	Credit Union

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.43%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	May 01, 2022
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	5.43%
Index	5-Year CMT
Margin	2
Max Rate	8.43%

Mortgage

Document Number	0000073219
Date	Apr 27, 2017
Instrument	2017-073219

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$2,965,140 (+2%) Land $1,820,700 Building $1,144,440
2025	$34,302.00 (+43.99%) Homeowner's exemption	$2,907,000 (+50.2%) Land $1,785,000 Building $1,122,000
2023	$23,823.00 (+1.04%)	$1,935,421 Land $1,119,979 Building $815,442
2022	$23,577.00

Flood & Wildfire

7024 Laurelspur Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Contra Costa County (06013C), updated October 12, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 53rd percentile of exposed land nationally · 31st in California
Wildfire Likelihood	Moderate — about 1 in 1,064 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.