Union County property record for 7024 Cunningham Ln, Indian Trail, NC 28079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,506 sqft · built 1987 |
| Lot Size | 1.02 acres (44,780 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,709 (2025) |
| Deeds & Mortgages | May 2023 Transfer Dec 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-018-013F |
| Primary APN | 07-018-013F |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,506 sqft Living Area |
| Gross Area | 1,910 sqft |
| 1st Floor Area | 1,510 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 44,780 sqft (1.02 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 304 sqft |
| Deck Area | 190 sqft |
| Patio Area | 190 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 7024 CUNNINGHAM LN |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-7571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | 1.028A OPCB340A |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 20305 |
7024 Cunningham Ln is owned and occupied by an individual who acquired it in March 2023.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7024 CUNNINGHAM LN, INDIAN TRAIL, NC 28079-7571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2023 | Intrafamily Transfer, Transfer |
| Dec 9, 2022 | Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO FCU |
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 1, 2023 |
| Transfer Doc | 0008707205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 12, 2023 |
| Property Address | 7024 CUNNINGHAM LN, INDIAN TRAIL, NC 28079-7571 |
| Document Number | 0008707205 |
| Book / Page | 8707 / 205 |
| Map Reference | CAB B FILE 340-A |
| Instrument Date | Mar 1, 2023 |
| Instrument | 11230 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 7024 CUNNINGHAM LN, INDIAN TRAIL, NC 28079-7571 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0008621784 |
|---|---|
| Date | Dec 9, 2022 |
| Book Page | 8621/784 |
| Instrument | 40301 |
| Name | CHARLOTTE METRO FCU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 8, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 7024 CUNNINGHAM LN, INDIAN TRAIL, NC 28079-7571 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8316626 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 8316/626 |
| Instrument | 54636 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 7024 Cunningham Ln was $1,709.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $358,500 (-) Land $70,900 Building $287,600 | $358,500 (-) Land $70,900 Building $287,600 | |
| 2025 | $1,709.00 | $358,500 Land $70,900 Building $287,600 | $358,500 Land $70,900 Building $287,600 |
| 2023 | $1,376.00 | $217,800 Land $35,400 Building $182,400 | $217,800 Land $35,400 Building $182,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7024 Cunningham Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Aug 2003 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7024 Cunningham Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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