7023 Lower Ridge Rd, Everett, WA 98203 Property Records

Snohomish County property record for 7023 Lower Ridge Rd, Everett, WA 98203 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,648 sqft · built 1985
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Dec 2023)
Tax Bill	$5,574 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3920-000-029-05`

Property Details

APN / Parcel Number

Primary APN	`3920-000-029-05`
Alternative APNs	`003920-000-029-05` `39200000290503` `1073960`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Units	2 Units
Building Area	1,648 sqft Living Area
Gross Area	2,128 sqft
1st Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Sundeck
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	1073960
Street Address	7023 LOWER RIDGE RD
City	EVERETT
State	WA
Zip	98203-4914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEVERLY ACREAGE TRACTS BLK 000 D-05 S1/2 LOT 29 LESS W 160FT THOF & LESS SLY 55.20FT AKA LOT 3 CITY EVT SP REC AF NO. 8312300198
Legal Section	12
Legal Subdivision	BEVERLY ACREAGE TRACTS
Legal Block	000 D
Legal Lot Number	29
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EVERETT
Census Block Group	3
Census Block	3000
Census Tract	41202

Owner

Source: Snohomish County records · APN 3920-000-029-05

Assessment roll updated August 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7023 LOWER RIDGE RD, EVERETT, WA 98203-4914
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2023	Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Aug 30, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 05, 2018	Warranty Deed, Transfer · Conventional Mortgage COLUMBIA STATE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 2023 · Amount on Record
Deed Sale	Dec 01, 2023 · Amount on Record
Prior Sale	Jun 05, 2018 · Amount on Record
Deed Document Number	202385
Prior Transfer Date	Aug 07, 2019
Prior Transfer Doc	0000000007
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Dec 01, 2023
Property Address	7023 LOWER RIDGE RD, EVERETT, WA 98203-4914
Document Number	0000000085
Map Reference	DOC 8312300198
Instrument Date	Nov 21, 2023
Instrument	202312010085
Transaction Type	Transfer
Record Updated	Jan 09, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$10,630.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7023 LOWER RIDGE RD, EVERETT, WA 98203-4914

Mortgage

Document Number	0000000086
Date	Dec 01, 2023
Instrument	202312010086

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	7023 LOWER RIDGE RD, EVERETT, WA 98203-4914
Transaction Type	Mortgage
Record Updated	Apr 05, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202103230135
Date	Mar 23, 2021
Instrument	202103230135

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SNOHOMISH WA
Recording Date	Aug 30, 2019
Property Address	7023 LOWER RIDGE RD, EVERETT, WA 98203-4914
Document Number	0000000007
Map Reference	DOC 8312300198
Instrument Date	Aug 07, 2019
Instrument	201908300007
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	FIDELITY NATIONAL TTL GROUP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7023 LOWER RIDGE RD, EVERETT, WA 98203-4914

Mortgage

Document Number	0000000008
Date	Aug 30, 2019
Instrument	201908300008

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2034

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Jun 05, 2018
Property Address	7023 LOWER RIDGE RD, EVERETT, WA 98203-4914
Document Number	0000000708
Map Reference	VOL10 PG50
Instrument Date	Jun 03, 2018
Instrument	201806050708
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,480.82
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7023 LOWER RIDGE RD, EVERETT, WA 98203-4914

Mortgage

Document Number	0000000709
Date	Jun 05, 2018
Instrument	201806050709

Lender

Name	COLUMBIA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

Tax Assessment & Valuation

Source: Snohomish County records · Assessment roll updated August 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,574.00 (+10.51%)	$647,900 (+5.68%) Land $416,000 Building $231,900	$647,900 (+5.68%) Land $416,000 Building $231,900
2023	$5,044.00 (+14.51%)	$613,100 (+27.65%) Land $366,700 Building $246,400	$613,100 (+27.65%) Land $366,700 Building $246,400
2022	$4,405.00	$480,300 Land $269,000 Building $211,300	$480,300 Land $269,000 Building $211,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Snohomish County (53061C), updated March 17, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 430 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Northwest Fiber	Fiber	6,000 / 6,000
Xfinity	Cable	2,000 / 250

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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