7023 Five Oaks Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7023 Five Oaks Dr, Harmony, FL 34773 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2005
Square Footage3,733 sqft Heated Area
Lot Size9,627 sqft (0.221 acres)
OccupancyOwner Occupied
Last Sale$80,000 (2004)
Tax Bill$6,940.00 (2025)

Property Details

APN / Parcel Number

Primary APN30263226120001B003
Alternative APN
  • 114108

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area3,733 sqft Heated Area
Gross Area5,520 sqft Gross Area
1st Floor2,079 sqft 1st Floor
Upper Floors1,654 sqft Upper Floors
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,627 sqft (0.221 acres)
Parking Spaces3 Parking Spaces
Garage TypeDetached - Finished Garage
Garage Area744 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Pool Area25 sqft Pool
FenceFence
Deck Area1,208 sqft Deck
PorchOpen Porch
Porch Area1,043 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number114108
Street Address7023 FIVE OAKS DR
CityHARMONY
StateFL
Zip34773-6005
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBIRCHWOOD NEIGHBORHOODS B & C PB 14 PGS 67-73 LOT 3B
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionHARMONY BIRCHWOOD NBC B C C2 D1
Legal Tract2612
Legal Block1
Legal Lot Number3B
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2094
Census Tract43801

Owner

Source: Osceola County records · APN 30263226120001B003

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address7023 FIVE OAKS DR, HARMONY, FL 34773-6005
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2019Deed of Trust, Mortgage · Line of Credit
PARTNERS FCU
Oct 02, 2019Deed of Trust, Mortgage · Line of Credit
PARTNERS FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 25, 2004 · Amount on Record
Deed SaleOct 25, 2004 · Amount on Record
Deed Doc Number2004208910
Deed Book / Page2623 / 2715
Record RefreshedJun 08, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7023 FIVE OAKS DR, HARMONY, FL 34773-6005
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056310672
DateNov 27, 2019
Book Page5631/0672
Instrument2019154618
Lender
NamePARTNERS FCU
TypeCredit Union
AddressORLANDO, FL 32821
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 26, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7023 FIVE OAKS DR, HARMONY, FL 34773-6005
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055992279
DateOct 02, 2019
Book Page5599/2279
Instrument2019127664
Lender
NamePARTNERS FCU
TypeCredit Union
AddressORLANDO, FL 32821
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 01, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,940.00 (+6.98%) Homeowner's exemption$323,376 (+5.99%)$611,200 (+3.77%) Land $80,000 Building $531,200
2023$6,487.00 (+7.51%) Homeowner's exemption$305,110 (+3%)$589,000 (+9.79%) Land $70,000 Building $519,000
2022$6,034.00 Homeowner's exemption$296,224$536,500 Land $65,000 Building $471,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 63% of the US · above 39% of Florida
Wildfire LikelihoodAbout 1 in 498 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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