Bay County property record for 7023 E 10th St, #E, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,566 sqft · built 1979 |
| Lot Size | 0.342 acres (14,898 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Oct 1990) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06000-113-000 |
| Primary APN | 06000-113-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,566 sqft Heated Area |
| Gross Area | 2,931 sqft |
| 1st Floor Area | 1,536 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 14,898 sqft (0.342 acres) |
| Lot Dimensions | 157 ft deep x 95 ft wide |
| Garage Area | 601 sqft |
| Driveway | Driveway |
| Driveway Area | 384 sqft |
| Porch | Porch |
| Porch Area | 280 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 7023 E 10TH ST # E, E |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-2301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5 4S 13W-3.35A-131A-BEG 507' S & 312' E OF NW COR OF NE1/4 OF SW1/4 TH E 95' N 157' W 95' S |
| Legal Range | 13W |
| Legal Township | 04S |
| Legal Section | 05 |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 803 |
7023 E 10th St, #E is owned and occupied by two individuals who bought it in October 1990.
Source: Bay County records, as of January 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7023 E 10TH ST, PANAMA CITY, FL 32404-2301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 1990 · Amount on File |
| Deed Sale | Oct 15, 1990 · Amount on File |
| Deed Document Number | 0012941692 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $126,878 | $149,782 Land $26,866 Building $122,916 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $117,487 | $131,730 Land $26,674 Building $105,056 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7023 E 10th St, #E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 41 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 14 (1995–2022) |
| Claims Outside the SFHA | 12 of 14 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7023 E 10th St, #E is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY, CITY OF WATER SYSTEM serves 20,520 people · EPA ID FL1030141 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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