7022 Phillips St, Houston, TX 77088 Property Records

Harris County property record for 7022 Phillips St, Houston, TX 77088

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1949
Lot Size	0.117 acres (5,100 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,643 (2025)
Deeds & Mortgages	Dec 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`090-483-000-0005`

Property Details

APN / Parcel Number

Primary APN	`090-483-000-0005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2012
Architectural Style	Traditional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Lot Area	5,100 sqft (0.117 acres)
View / Lot	Neighborhood
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0904830000005
Street Address	7022 PHILLIPS ST
City	HOUSTON
State	TX
Zip	77088-7727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 FAIRBANKS OAKS
Legal Subdivision	FAIRBANKS OAKS
Legal Tract	5
Legal Block	1
Legal Lot Number	5
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1011
Census Tract	533200

Owner

7022 Phillips St is owned and occupied by two individuals who acquired it in October 2012.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7022 PHILLIPS ST, HOUSTON, TX 77088-7727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2012
Deed Sale	Oct 1, 2012
Prior Sale	Nov 7, 2011
Deed Document Number	2012452247
Deed Book / Page	084-16 / 0985
Prior Transfer Date	Aug 20, 2012
Prior Transfer Doc	0000452247
Record Updated	Oct 29, 2026

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	7022 PHILLIPS ST, HOUSTON, TX 77088-7727
Document Number	0000033375
Instrument Date	Dec 1, 2017
Transaction Type	Mortgage
Record Updated	Feb 2, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7022 PHILLIPS ST HOUSTON TX 770887727, HOUSTON, TX 77088-7727

Mortgage

Document Number	0000033375
Date	Jan 25, 2018
Instrument	33375

Lender

Name	GENIV CAP PTRS LLC
Address	HOUSTON, TX 77060

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jan 24, 2043

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 7022 Phillips St was $2,643, up 92.1% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Aldine Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,890 (+5.48%) Land $71,247 Building $50,643	$121,890 (+5.48%) Land $71,247 Building $50,643
2025	$2,643.00 (+92.08%)	$115,553 Land $64,770 Building $50,783	$115,553 Land $64,770 Building $50,783
2024	$1,376.00
2023		$112,962 Land $62,179 Building $50,783	$112,962 Land $62,179 Building $50,783
2022	$1,312.00
2020	$762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7022 Phillips St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	8 (1992–2024)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7022 Phillips St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20