Mecklenburg County property record for 7022 Lancer Dr, Charlotte, NC 28226
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,390 sqft · built 1967 |
| Lot Size | 0.606 acres (26,399 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,388 (2023) |
| Deeds & Mortgages | Jan 2023 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 211-092-12 |
| Primary APN | 211-092-12 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,390 sqft Heated Area |
| Gross Area | 2,974 sqft |
| 1st Floor Area | 2,390 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 26,399 sqft (0.606 acres) |
| Porch | Porch |
| Porch Area | 55 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | 211-092-12 |
|---|---|
| Street Address | 7022 LANCER DR |
| City | CHARLOTTE |
| State | NC |
| Zip | 28226-7614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L31 B1 M14-105 |
| Legal Subdivision | OLDE PROVIDENCE |
| Legal Block | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 3013 |
7022 Lancer Dr is owned and occupied by an individual who acquired it in August 2021.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7022 LANCER DR, CHARLOTTE, NC 28226-7614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK |
| May 8, 2020 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2021 |
| Deed Sale | Aug 11, 2021 |
| Deed Document Number | 0036404978 |
| Deed Book / Page | 34555 / 815 |
| Prior Transfer Date | May 8, 2020 |
| Prior Transfer Doc | 2020065735 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 7022 LANCER DR, CHARLOTTE, NC 28226-7614 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | NOT AVAILABLE, AEG |
| Name | Verified Name |
|---|---|
| Address | 7022 LANCER DR, CHARLOTTE, NC 28226-7614 |
| Document Number | 0000007637 |
|---|---|
| Date | Jan 27, 2023 |
| Book Page | 37905/667 |
| Instrument | 2023007637 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 7022 LANCER DR, CHARLOTTE, NC 28226-7614 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000140490 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 36319/281 |
| Instrument | 2021140490 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 8, 2020 |
| Property Address | 7022 LANCER DR, CHARLOTTE, NC 28226-7614 |
| Document Number | 0000065735 |
| Book / Page | 34555 / 815 |
| Map Reference | MB 14 PG 105 |
| Instrument Date | May 8, 2020 |
| Instrument | 2020065735 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | HARBOR CITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12160 BETHEL SCHOOL RD, 12160, MIDLAND, NC 28107-9782 |
| Name | Verified Name |
|---|---|
| Address | 7022 LANCER DR, CHARLOTTE, NC 28226-7614 |
| Document Number | 0000065736 |
|---|---|
| Date | May 8, 2020 |
| Instrument | 2020065736 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 7022 Lancer Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 48 (1979–2024) |
| Claims Outside the SFHA | 10 of 48 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7022 Lancer Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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