7021 N 197th E Ct, Owasso, OK 74055 Property Records

Rogers County property record for 7021 N 197th E Ct, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,674 sqft · built 2016
Lot Size	0.629 acres (27,399 sqft)
Owner	Trust Name on File
Last Sale	$398,500 (Apr 2016)
Tax Bill	$5,486 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21N15E-31-3-00674-003-0004`

Property Details

APN / Parcel Number

Primary APN	`21N15E-31-3-00674-003-0004`
Alternative APNs	`0098428` `98428`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,674 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	27,399 sqft (0.629 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	521 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	98428
Street Address	7021 N 197TH EAST CT
City	OWASSO
State	OK
Zip	74055-8343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 3 RIDGE 2, THE
Legal Range	15E
Legal Township	21N
Legal Section	31
Legal Subdivision	RIDGE, THE 2
Legal Block	3
Legal Lot Number	4
Jurisdiction	ROGERS OK
Township / Civil Division	CATOOSA
Census Block Group	3
Census Block	3000
Census Tract	50405

Owner

7021 N 197th E Ct is owner-occupied and held in a trust since August 2022.

Source: Rogers County records, as of October 21, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 526, OWASSO, OK 74055-0526
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Line of Credit FIRST OKLAHOMA BANK
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit FIRST OKLAHOMA BANK
Jun 25, 2020	Loan Modification, Mortgage FIRST OKLAHOMA BK
Sep 10, 2019	Deed of Trust, Construction Loan · Line of Credit FIRST OKLAHOMA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2016 · Amount on File
Deed Sale	Apr 7, 2016 · Amount on File
Deed Document Number	20165118
Deed Book / Page	2540 / 748
Last Transfer Date	Aug 17, 2022
Transfer Doc	0000014854
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Recording Date	Oct 8, 2026
Property Address	7021 N 197TH EAST CT, OWASSO, OK 74055-8343
Document Number	0000015380
Instrument Date	Sep 16, 2026
Instrument	202615380
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	7021 N 197TH EAST CT, OWASSO, OK 74055-8343

Mortgage

Document Number	0000015380,
Date	Oct 8, 2026
Instrument	202615380

Lender

Name	FIRST OKLAHOMA BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 23, 2031

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	7021 N 197TH EAST CT, OWASSO, OK 74055-8343
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7021 N 197TH E, OWASSO, OK 74055-8343

Mortgage

Document Number	2021018154
Date	Sep 28, 2021
Instrument	2021-018154

Lender

Name	FIRST OKLAHOMA BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 23, 2031

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROGERS OK
Property Address	7021 N 197TH EAST CT, OWASSO, OK 74055-8343
Document Number	0000009732
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7021 N 197TH EAST CT OWASSO OK 740558343, OWASSO, OK 74055-8343

Mortgage

Document Number	0000009732
Date	Jul 6, 2020
Instrument	9732

Lender

Name	FIRST OKLAHOMA BK
Type	Bank
Address	PO BOX 1370, JENKS, OK 74037-1370

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jul 5, 2021

September 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Recording Date	Sep 10, 2019
Property Address	7021 N 197TH EAST CT, OWASSO, OK 74055-8343
Document Number	0000012273
Instrument Date	Sep 9, 2019
Instrument	12273
Transaction Type	Construction Loan
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7021 N 197TH EAST CT OWASSO OK 740558343, OWASSO, OK 74055-8343

Mortgage

Document Number	0000012273
Date	Sep 10, 2019
Instrument	12273

Lender

Name	FIRST OKLAHOMA BK
Type	Bank
Address	JENKS, OK 74037-1370

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 9, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7021 N 197th E Ct was $5,486 with a homeowner's exemption, up 1.3% from the year before.

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,635 (+2.3%) Land $9,038 Building $43,597	$478,500 (+2.3%) Land $82,161 Building $396,339
2025	$5,486.00 (+1.27%) Homeowner's exemption	$51,450 (+2.98%) Land $9,038 Building $42,412	$467,727 (-6.13%) Land $82,161 Building $385,566
2024	$5,417.00 (+5.29%) Homeowner's exemption	$49,962 (+3%) Land $7,403 Building $42,559	$498,290 (+7.41%) Land $89,555 Building $408,735
2023	$5,145.00 Homeowner's exemption	$48,506 Land $6,487 Building $42,019	$463,902 Land $75,000 Building $388,902

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7021 N 197th E Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7021 N 197th E Ct is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 87% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
The Junction Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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