Lubbock County property record for 7021 38th St, Lubbock, TX 79407
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,553 sqft · built 2015 |
| Lot Size | 0.369 acres (16,064 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,600 (May 2021) |
| Tax Bill | $7,145 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R324580 |
| Primary APN | R324580 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,553 sqft Living Area |
| Gross Area | 3,083 sqft |
| 1st Floor Area | 2,553 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,064 sqft (0.369 acres) |
| Garage Type | Attached |
| Garage Area | 530 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 7021 38TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79407-4077 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILWAUKEE RIDGE L 319 |
| Legal Subdivision | MILWAUKEE RIDGE |
| Legal Lot Number | 319 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10419 |
7021 38th St is owned and occupied by two individuals who bought it in May 2021.
Source: Lubbock County records, as of October 1, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7021 38TH ST, LUBBOCK, TX 79407-4077 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITY BANK |
| May 14, 2021 | Vendor's Lien, Transfer · Conventional Mortgage CITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2021 · Amount on File |
| Deed Sale | May 14, 2021 · Amount on File |
| Prior Sale | Aug 19, 2015 · Amount on File |
| Deed Document Number | 202123662 |
| Prior Transfer Date | May 13, 2021 |
| Prior Transfer Doc | 0000023662 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 7021 38TH ST, LUBBOCK, TX 79407-4077 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | TITLE ONE |
| Name | Verified Name |
|---|
| Document Number | 0000039289 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 2017039289 |
| Name | CITY BANK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | May 14, 2021 |
| Property Address | 7021 38TH ST, LUBBOCK, TX 79407-4077 |
| Document Number | 0000023662 |
| Map Reference | FILE 2014014338 |
| Instrument Date | May 13, 2021 |
| Instrument | 2021023662 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6801 19TH ST # ST390, 6801, LUBBOCK, TX 79407-1230 |
| Name | Verified Name |
|---|---|
| Address | 7021 38TH ST, LUBBOCK, TX 79407-4077 |
| Document Number | 0000023663 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021023663 |
| Name | CITY BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 7021 38th St was $7,145, down 0.6% from the year before.
Source: Lubbock County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Frenship Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,145.00 (-0.6%) | $347,030 Land $48,192 Building $298,838 | $347,030 Land $48,192 Building $298,838 |
| 2024 | $7,188.00 (-1.14%) | ||
| 2023 | $7,271.00 (+3.63%) Homeowner's exemption | $347,253 Land $48,192 Building $299,061 | $347,253 Land $48,192 Building $299,061 |
| 2022 | $7,016.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7021 38th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7021 38th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Metronet Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Telespan Fixed Wireless | 100 / 40 |
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