7020 Whitewater St, Carlsbad, CA 92011 Property Records

San Diego County property record for 7020 Whitewater St, Carlsbad, CA 92011

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,280 sqft · built 2002
Lot Size	1.8 acres (78,574 sqft)
Owner	2 Company Names on Record
Last Sale	$2,800,000 (Nov 2025)
Tax Bill	$13,925 (2025)
Deeds & Mortgages	Nov 2025 Sale Aug 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`214-590-11-05`

Property Details

APN / Parcel Number

Primary APN	`214-590-11-05`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,280 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Lot Area	78,574 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7020 WHITEWATER ST
City	CARLSBAD
State	CA
Zip	92011-5434
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RD-M
Legal Description	LOT 3 US 26PER DOC01-74126&UND INT IN PHASE 4 MODULE IN LOT 2& TR 013967
Legal Subdivision	CARLSBAD COURT
Legal Tract	013967
Legal Block	3
Legal Lot Number	3,2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3012
Census Tract	17813

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3802 94TH AVE NE, BELLEVUE, WA 98004-1320
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit C3BANK NATIONAL ASSOCIATION
Nov 6, 2017	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Jan 16, 2019	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Aug 26, 2019	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Nov 21, 2020	Deed of Trust, Mortgage FUNDLOANS CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Mar 5, 2014 · Amount on Record
Deed Document Number	2025333609
Prior Transfer Date	Aug 5, 2016
Prior Transfer Doc	0000526742
Record Updated	Oct 29, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 25, 2025
Property Address	7020 WHITEWATER ST, CARLSBAD, CA 92011-5434
Document Number	0000333609
Map Reference	MAP 13967
Instrument Date	Nov 17, 2025
Instrument	2025-0333609
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3802 94TH AVE NE, BELLEVUE, WA 98004-1320

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7020 WHITEWATER ST, CARLSBAD, CA 92011-5434
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7020 WHITEWATER ST, CARLSBAD, CA 92011-5434

Mortgage

Document Number	0000322629
Date	Aug 9, 2022
Instrument	2022-0322629

Lender

Name	C3BANK NATIONAL ASSOCIATION
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7020 WHITEWATER ST, CARLSBAD, CA 92011-5434
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000518037
Date	Nov 6, 2017
Instrument	2017-0518037

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7020 WHITEWATER ST, CARLSBAD, CA 92011-5434
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7020 WHITEWATER ST, CARLSBAD, CA 92011-5434

Mortgage

Document Number	0000017915
Date	Jan 16, 2019
Instrument	2019-0017915

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7020 WHITEWATER ST, CARLSBAD, CA 92011-5434
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000361599
Date	Aug 26, 2019
Instrument	2019-0361599

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7020 WHITEWATER ST, CARLSBAD, CA 92011-5434
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000361600
Date	Aug 26, 2019
Instrument	2019-0361600

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 26, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7020 WHITEWATER ST, CARLSBAD, CA 92011-5434
Document Number	0000762946
Instrument Date	Nov 21, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7020 WHITEWATER ST CARLSBAD CA 920115434, CARLSBAD, CA 92011-5434

Mortgage

Document Number	0000762946
Date	Dec 1, 2020
Instrument	762946

Lender

Name	FUNDLOANS CAP
Address	662 ENCINITAS BLVD # 270, ENCINITAS, CA 92024-6792

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,800,000 (+129.45%) Land $2,200,000 Building $600,000
2025	$13,925.00 (+3.84%) Homeowner's exemption	$1,220,293 (+4.04%) Land $562,524 Building $657,769
2023	$13,410.00 (+1.48%) Homeowner's exemption	$1,172,910 Land $540,682 Building $632,228
2022	$13,214.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks.

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