7020 Valleyview Ct, Matthews, NC 28104 Property Records

Union County property record for 7020 Valleyview Ct, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 3,202 sqft · built 1996
Lot Size	0.958 acres (41,730 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Mar 2012)
Tax Bill	$4,332 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Sep 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-069-189`

Property Details

APN / Parcel Number

Primary APN	`06-069-189`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,202 sqft Living Area
Gross Area	3,787 sqft
1st Floor Area	1,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	41,730 sqft (0.958 acres)
Garage Type	Attached
Garage Area	585 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	7020 VALLEYVIEW CT
City	MATTHEWS
State	NC
Zip	28104-9527
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 WEDDI
Legal Description	#29 VALLEY RANCH ESTATES II 07020 VALLEY VIEW CT
Legal Subdivision	VALLEY RANCH ESTATES
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1001
Census Tract	21021

Owner

7020 Valleyview Ct, a rural home, is owned and occupied by two individuals who bought it in March 2012.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7020 VALLEYVIEW CT, MATTHEWS, NC 28104-9527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 21, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2012 · Amount on File
Deed Sale	Mar 28, 2012 · Amount on File
Prior Sale	Feb 28, 1997 · Amount on File
Deed Document Number	20129116
Deed Book / Page	5707 / 817
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	7020 VALLEYVIEW CT, MATTHEWS, NC 28104-9527
Transaction Type	Mortgage
Record Updated	May 8, 2023
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008695282
Date	Apr 24, 2023
Book Page	8695/282
Instrument	9477

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	7020 VALLEYVIEW CT, MATTHEWS, NC 28104-9527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7018751
Date	Sep 21, 2017
Book Page	7018/751
Instrument	0027747

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	7020 VALLEYVIEW CT, MATTHEWS, NC 28104-9527
Document Number	6933273
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7020 VALLEYVIEW CT MATTHEWS NC 281049527, MATTHEWS, NC 28104-9527

Mortgage

Document Number	6933273
Date	May 17, 2017
Book Page	006933/000273
Instrument	13566

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 16, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 7020 Valleyview Ct was $4,332.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$867,100 (-) Land $149,700 Building $717,400	$867,100 (-) Land $149,700 Building $717,400
2025	$4,332.00	$867,100 Land $149,700 Building $717,400	$867,100 Land $149,700 Building $717,400
2023	$2,729.00	$431,200 Land $94,000 Building $337,200	$431,200 Land $94,000 Building $337,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7020 Valleyview Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7020 Valleyview Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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