7020 Sound Dr, #E, Emerald Isle, NC 28594 Property Records

Carteret County property record for 7020 Sound Dr, #E, Emerald Isle, NC 28594

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,088 sqft · built 1984
Lot Size	0.021 acres (952 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Apr 2026)
Tax Bill	$2,115 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5394.19.62.5408000`

Property Details

APN / Parcel Number

Primary APN	`5394.19.62.5408000`
Alternative APNs	`359798` `38459`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,088 sqft Heated Area
Gross Area	729 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Exterior Material	Wood
Foundation Type	Pile
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	952 sqft (0.021 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Porch	Slab
Porch Area	153 sqft
Utility Building	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	38459
Street Address	7020 SOUND DR, E
City	EMERALD ISLE
State	NC
Zip	28594-3136
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UB COASTAL WATERS CONDO
Legal Subdivision	PINEY POINT
Legal Block	62
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1002
Census Tract	970904

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7020 SOUND DR, B, EMERALD ISLE, NC 28594-3136
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Aug 8, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
May 24, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	May 24, 2019 · Amount on Record
Deed Document Number	20261884364
Deed Book / Page	1884 / 364
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Apr 30, 2026
Property Address	7020 SOUND DR, E, EMERALD ISLE, NC 28594-3136
Document Number	0001884364
Book / Page	1884 / 364
Instrument Date	Apr 30, 2026
Instrument	2026.1884364
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7020 SOUND DR, EMERALD ISLE, NC 28594-3136

Mortgage

Document Number	0001884365,
Date	Apr 30, 2026
Instrument	2026..1884365

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.54%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Apr 30, 2026
Property Address	7020 SOUND DR, E, EMERALD ISLE, NC 28594-3136
Document Number	0018840364
Book / Page	1884 / 364
Instrument Date	Apr 30, 2026
Instrument	20261884364
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7020 SOUND DR, EMERALD ISLE, NC 28594-3136

Mortgage

Document Number	0001884365,
Date	Apr 30, 2026
Instrument	20261884365

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	7020 SOUND DR # E, E, EMERALD ISLE, NC 28594-3136
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015830467
Date	Aug 8, 2017
Book Page	1583/467
Instrument	1583467

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	May 24, 2019
Property Address	7020 SOUND DR # E, E, EMERALD ISLE, NC 28594-3136
Document Number	0016380433
Book / Page	001638 / 000433
Instrument Date	May 13, 2019
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8515 OCTAVIA ST RALEIGH NC 27606, RALEIGH, NC 27606

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$509,976 (-) Building $509,976	$509,976 (-) Building $509,976
2025	$2,115.00 (+25.44%)	$509,976 (+75.89%) Building $509,976	$509,976 (+75.89%) Building $509,976
2023		$289,940 Building $289,940	$289,940 Building $289,940
2022	$1,686.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	21 (1996–2018)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Ophelia, Sep 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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