7020 SE Harbor Cir, Stuart, FL 34996 Property Records

Martin County property record for 7020 SE Harbor Cir, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details5 bd · 7 ba · 6,802 sqft · built 1998
Lot Size0.583 acres (25,395 sqft)
OwnerIndividual Name on Record
Last Sale$710,000 (Nov 1991)
Tax Bill$52,694 (2025)
Flood ZoneZone X (minimal risk)
APN17-38-42-004-000-0012.0-7-0000

Property Details

APN / Parcel Number

Primary APN17-38-42-004-000-0012.0-7-0000
Alternative APNs
  • 17-38-42-004-000-00120-7
  • 46179

Interior

Bedrooms5 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area6,802 sqft Living Area
Gross Area7,576 sqft
1st Floor Area4,295 sqft
Utility RoomUtility Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialTile
Lot Area25,395 sqft (0.583 acres)
Garage TypeAttached
Garage Area774 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area576 sqft
PorchOpen Concrete/Masonry Porch
Porch Area552 sqft
Deck Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number46179
Street Address7020 SE HARBOR CIR
CitySTUART
StateFL
Zip34996-1922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR
Legal DescriptionSAILFISH POINT PLAT 27 LOT 12
Legal Range42E
Legal Township38S
Legal Section17
Legal SubdivisionSAILFISH POINT
Legal Block1
Legal Lot Number12
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1004
Census Tract100

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7020 SE HARBOR CIR, STUART, FL 34996-1922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 1991 · Amount on Record
Deed SaleNov 19, 1991 · Amount on Record
Prior SaleDec 11, 1990 · Amount on Record
Deed Book / Page932 / 2152
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$52,694.00 (-1.08%) Additional exemption filed$3,314,723 (+5.99%)$6,252,600 (+14.15%) Land $3,850,000 Building $2,402,600
2024$53,271.00 (+1.4%)
2023$52,534.00 (+3.11%) Additional exemption filed$3,127,482 (+3%)$5,477,590 (+7.62%) Land $3,025,000 Building $2,452,590
2022$50,951.00 Homeowner's exemption$3,036,391$5,089,610 Land $2,750,000 Building $2,339,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 390 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,299 units insured
incl. 909 condo units
Nearby Flood Claims70 (1984–2023)
Claims Outside the SFHA6 of 70
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Oct 2004 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAILFISH POINT
private · serves 1,145 people · EPA ID FL4434000
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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