7020 N 15th Ln, McAllen, TX 78504 Property Records

Hidalgo County property record for 7020 N 15th Ln, McAllen, TX 78504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,750 sqft · built 1982
Lot Size	0.183 acres (8,002 sqft)
Owner	2 Individuals on Record
Tax Bill	$3,001 (2024)
Deeds & Mortgages	Apr 2024 Line of Credit Dec 2020 Construction Loan
APN	`R132500000005800`

Property Details

APN / Parcel Number

Primary APN	`R132500000005800`
Alternative APNs	`R267607` `267607`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,750 sqft Living Area
1st Floor Area	825 sqft
2nd Floor Area	925 sqft
Utility Area	48 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1997
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,002 sqft (0.183 acres)
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	103 sqft
Porch	Covered Porch
Porch Area	25 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R132500000005800
Old Parcel Number	R267607
Street Address	7020 N 15TH LN
City	MCALLEN
State	TX
Zip	78504-3125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAYBURN HEIGHTS LT 58
Legal Subdivision	RAYBURN HEIGHTS - SML
Legal Lot Number	58
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	1
Census Block	1005
Census Tract	20807

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hidalgo County assessment roll, as of July 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	7020 N 15TH LN, MCALLEN, TX 78504-3125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Deed of Trust, Mortgage · Line of Credit DISCOVER BANK
Dec 29, 2020	Deed of Trust, Mortgage · Construction Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2008
Deed Sale	Apr 4, 2008
Deed Document Number	1875980
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	7020 N 15TH LN, MCALLEN, TX 78504-3125
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003537974
Date	Apr 9, 2024
Instrument	3537974

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 8, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	7020 N 15TH LN, MCALLEN, TX 78504-3125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003179239
Date	Dec 29, 2020
Instrument	3179239

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	McAllen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$231,288 (+19.51%) Land $93,200 Building $150,066	$243,266 (+13.93%) Land $93,200 Building $150,066
2024	$3,001.00 (-15.44%)
2023	$3,549.00 (+28.08%) Homeowner's exemption	$193,538 Land $68,000 Building $145,528	$213,528 Land $68,000 Building $145,528
2022	$2,771.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · Hurricane Hanna

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Smartcom Telephone.

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