Frederick County property record for 7020 Middle Rd, Middletown, VA 22645
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,566 sqft · built 2023 |
| Lot Size | 12.7 acres (557,132 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,040 (2026) |
| Deeds & Mortgages | Jul 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 725-3 |
| Primary APN | 725-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 2,566 sqft Living Area |
| Gross Area | 5,369 sqft |
| 1st Floor Area | 1,283 sqft |
| Basement Area | 1,220 sqft |
| Finished Basement | 1,220 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2026 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 557,132 sqft (12.7 acres) |
| Terrain | Rolling |
| Garage Area | 1,464 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8048109 |
|---|---|
| Street Address | 7020 MIDDLE RD |
| City | MIDDLETOWN |
| State | VA |
| Zip | 22645-2117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | MIDDLE ROAD ESTATES L3 12.79 ACRES |
| Legal Subdivision | MIDDLE ROAD |
| Legal Lot Number | 3 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | BACK CREEK |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 50600 |
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7020 MIDDLE RD, MIDDLETOWN, VA 22645-2117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 7020 MIDDLE RD, MIDDLETOWN, VA 22645-2117 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000009217 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 220009217 |
| Name | BANK OF CLARKE COUNTY |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,040.00 (+10.42%) | $573,600 Land $87,000 Building $486,600 | $573,600 Land $87,000 Building $486,600 |
| 2025 | $2,753.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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