7020 Luth Rd, Molino, FL 32577 Property Records

Escambia County property record for 7020 Luth Rd, Molino, FL 32577

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,551 sqft · built 2018
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on File
Last Sale	$100 (Jul 2017)
Tax Bill	$2,361 (2024)
Deeds & Mortgages	Jun 2022 Line of Credit Feb 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`32-3N-32-1104-000-060`

Property Details

APN / Parcel Number

Primary APN	`32-3N-32-1104-000-060`
Alternative APN	`122450560`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,551 sqft Living Area
Gross Area	3,531 sqft
1st Floor Area	2,551 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Other
Lot Area	60,984 sqft (1.4 acres)
Garage Type	Attached
Garage Area	980 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	122450560
Street Address	7020 LUTH RD
City	MOLINO
State	FL
Zip	32577-9437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	BEG NE COR OF SEC S 02 DEG 34 MIN 45 SEC W ALG E LI OF SEC 1323.61 FT TO SE LI OF NE 1/4 OF NE 1/4 N 87 DEG 34 MIN 50 SEC W ALG S LI 667.33 FT FOR POB S 02 DEG 25 MIN 10 SEC W 123.05 FT TO PC OF CURVE CONCAVE TO SE CONT ALG CURVE HAVING A RADIUS OF 1
Legal Range	32W
Legal Township	03N
Legal Section	32
Legal Subdivision	ACREAGE
Legal Block	60
Jurisdiction	ESCAMBIA FL
Township / Civil Division	NORTHWEST ESCAMBIA
Census Block Group	2
Census Block	2025
Census Tract	3800

Owner

7020 Luth Rd is owned and occupied by two individuals who acquired it in July 2017.

Source: Escambia County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7020 LUTH RD, MOLINO, FL 32577-9437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Feb 27, 2018	Loan Modification, Mortgage PEN AIR FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2017 · Amount on File
Deed Sale	Jul 1, 2017 · Amount on File
Deed Book / Page	7755 / 1227
Last Transfer Date	Jul 31, 2017
Transfer Doc	0077551227
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	7020 LUTH RD, MOLINO, FL 32577-9437
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7020 LUTH RD, MOLINO, FL 32577-9437

Mortgage

Document Number	0088021790
Date	Jun 13, 2022
Book Page	8802/1790
Instrument	2022060143

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ESCAMBIA FL
Property Address	7020 LUTH RD, MOLINO, FL 32577-9437
Document Number	0078651721
Instrument Date	Feb 27, 2018
Transaction Type	Mortgage
Record Updated	May 5, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7020 LUTH RD MOLINO FL 325779437, MOLINO, FL 32577-9437

Mortgage

Document Number	0078651721
Date	Mar 7, 2018
Book Page	007865/001721
Instrument	18353

Lender

Name	PEN AIR FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$219,728	$390,000 Land $6,804 Building $383,196
2024	$2,361.00 (+0.9%)
2023	$2,340.00 (+2.5%) Homeowner's exemption	$207,317 (+3%)	$366,997 (+10.85%) Land $2,394 Building $364,603
2022	$2,283.00 Homeowner's exemption	$201,279	$331,086 Land $2,394 Building $328,692

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7020 Luth Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1998–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7020 Luth Rd is high, ranking above 72% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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