7020 20th St, Lubbock, TX 79407 Property Records

Lubbock County property record for 7020 20th St, Lubbock, TX 79407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,704 sqft · built 2022
Lot Size	0.107 acres (4,682 sqft)
Owner	Individual Name on Record
Tax Bill	$3,483 (2025)
Deeds & Mortgages	Mar 2022 Construction Loan Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R340174`

Property Details

APN / Parcel Number

Primary APN	`R340174`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,704 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,682 sqft (0.107 acres)
Garage Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7020 20TH ST
City	LUBBOCK
State	TX
Zip	79407-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUSHLAND SPRINGS L 299
Legal Subdivision	BUSHLAND SPRINGS
Legal Lot Number	2990
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2019
Census Tract	1714

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7020 20TH ST, LUBBOCK, TX 79407-1520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK & TRUST
Jun 28, 2022	Vendor's Lien, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2022
Deed Sale	Jun 28, 2022
Deed Document Number	2022031514
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	7020 20TH ST, LUBBOCK, TX 79407-1520
Transaction Type	Mortgage
Record Updated	Mar 18, 2024
Title Company	SERVICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012703
Date	Mar 15, 2022
Instrument	2022012703

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jun 28, 2022
Property Address	7020 20TH ST, LUBBOCK, TX 79407-1520
Document Number	0000031514
Map Reference	DOC 2021027025
Instrument Date	Jun 27, 2022
Instrument	2022031514
Transaction Type	Transfer
Record Updated	Mar 18, 2024
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7020 20TH STREET, LUBBOCK, TX 79407-1520

Mortgage

Document Number	0000031515
Date	Jun 28, 2022
Instrument	2022031515

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,483.00 (-15.17%) Homeowner's exemption	$247,855 (+1.28%) Land $35,000 Building $212,855	$247,855 (+1.28%) Land $35,000 Building $212,855
2024	$4,106.00 (+3.56%)
2023	$3,965.00 (+495.35%) Homeowner's exemption	$244,715 Land $35,000 Building $209,715	$244,715 Land $35,000 Building $209,715
2022	$666.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40

May also be available: T-Mobile.

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