702 Wilbain Dr E, Utica, NY 13502 Property Records

Oneida County and Utica City property record for 702 Wilbain Dr E, Utica, NY 13502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1960
Lot Size	0.271 acres (11,828 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,920 (Apr 2018)
Tax Bill	$2,409 (2026)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`301600 307.5-1-32`

Property Details

APN / Parcel Number

Primary APN	`301600 307.5-1-32`
Alternative APNs	`160030700500010320000000` `17.237090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,828 sqft (0.271 acres)
Lot Dimensions	157 ft deep x 75 ft wide
Porch	Porch
Porch Area	192 sqft
Canopy	128 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	17.237090
Street Address	702 WILBAIN DR E
City	UTICA
State	NY
Zip	13502-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7-06-01-004 75X1551 307.005-0001-032.000/0000
Legal Block	1
Legal Lot Number	32.000
Jurisdiction	ONEIDA NY
Township / Civil Division	UTICA
Census Block Group	2
Census Block	2019
Census Tract	21602

Owner

Source: Oneida County and Utica City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	702 WILBAIN DR E, UTICA, NY 13502-1526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2018 · Amount on Record
Deed Sale	Apr 24, 2018 · Amount on Record
Prior Sale	Jun 25, 2001 · Amount on Record
Deed Document Number	20185351
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	702 WILBAIN DR E, UTICA, NY 13502-1526
Document Number	0000009011
Instrument Date	Jul 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 WILBAIN DR E UTICA NY 135021526, UTICA, NY 13502-1526

Mortgage

Document Number	0000009011
Date	Jul 22, 2020
Instrument	9011

Lender

Name	FIRST SOURCE FCU
Type	Credit Union
Address	NEW HARTFORD, NY 13413

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 21, 2040

Tax Assessment & Valuation

Source: Oneida County and Utica City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Utica City
Unified School District	Utica City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,409.00 (+180.12%) Homeowner's exemption
2025	$860.00 (-71.06%)	$64,100 (-) Land $13,100 Building $51,000	$173,250 (+16.22%) Land $35,407 Building $137,843
2023		$64,100 (-) Land $13,100 Building $51,000	$149,070 (+11.63%) Land $30,465 Building $118,605
2022	$2,972.00 Homeowner's exemption	$64,100 Land $13,100 Building $51,000	$133,542 Land $27,292 Building $106,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GoNetspeed.

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