Harris County property record for 702 Whitecap Dr, El Lago, TX 77586
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,783 sqft · built 1976 |
| Lot Size | 0.186 acres (8,092 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,585 (2025) |
| Deeds & Mortgages | Aug 2019 Loan Modification |
| Flood Zone | Zone X (moderate risk) |
| APN | 097-374-000-0009 |
| Primary APN | 097-374-000-0009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,783 sqft Living Area |
| 1st Floor Area | 1,783 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,092 sqft (0.186 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 1,972 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0973740000009 |
|---|---|
| Street Address | 702 WHITECAP DR |
| City | EL LAGO |
| State | TX |
| Zip | 77586-5918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 9 BLK 12 EL LAGO ESTATES SEC 7 |
| Legal Subdivision | EL LAGO ESTATES SEC 7 |
| Legal Block | 12 |
| Legal Lot Number | 9 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | SOUTHEAST HARRIS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 341501 |
702 Whitecap Dr is owned by two individuals who acquired it in September 2012.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2625 COUNTRY CLUB DR, PEARLAND, TX 77581-5032 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2012 |
| Deed Sale | Sep 12, 2012 |
| Deed Document Number | 2012420118 |
| Deed Book / Page | 3633 / 1262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 702 WHITECAP DR, EL LAGO, TX 77586-5918 |
| Document Number | 0000070061 |
| Instrument Date | Aug 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2625 COUNTRY CLUB DR PEARLAND TX 775815032, PEARLAND, TX 77581-5032 |
| Document Number | 0000070061 |
|---|---|
| Date | Feb 17, 2020 |
| Instrument | 70061 |
| Name | TOMI FERGUSON |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Feb 16, 2021 |
| Rate | 4.5% |
|---|
The 2025 property tax bill for 702 Whitecap Dr was $6,585, up 79.5% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | El Lago City |
| Unified School District | Clear Creek Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $263,183 (+2.01%) Land $76,469 Building $186,714 | $263,183 (+2.01%) Land $76,469 Building $186,714 | |
| 2025 | $6,585.00 (+79.48%) | $258,004 Land $76,469 Building $181,535 | $258,004 Land $76,469 Building $181,535 |
| 2024 | $3,669.00 | ||
| 2023 | $298,143 Land $76,469 Building $221,674 | $298,143 Land $76,469 Building $221,674 | |
| 2020 | $3,212.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 702 Whitecap Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 141 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 253 units insured incl. 112 condo units |
| Nearby Flood Claims | 179 (1979–2017) |
| Claims Outside the SFHA | 93 of 179 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 702 Whitecap Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY WCID 50 EL LAGO serves 3,924 people · EPA ID TX1010241 |
|---|---|
| Water Source | Purchased surface water from CITY OF SEABROOK |
| Last State Inspection | Mar 2023 |
| Lead | 15 ppb (2026) action level 15 ppb |
| Copper | 1.7 mg/L (2026) action level 1.3 mg/L |
| Water Quality | Di(2-ethylhexyl) phthalate resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Rural Telecommunications of America Fixed Wireless | 300 / 150 |
May also be available: Verizon.
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