702 W Plain St, Eaton Rapids, MI 48827 Property Records

Eaton County property record for 702 W Plain St, Eaton Rapids, MI 48827

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,240 sqft · built 2019
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Feb 2022)
Tax Bill	$5,133 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit Feb 2022 Sale & Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`30000420008903`

Property Details

APN / Parcel Number

Primary APN	`30000420008903`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	1,240 sqft
Basement Area	1,240 sqft
Unfinished Basement	1,240 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	120 ft deep x 67.4 ft wide
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	702 W PLAIN ST
City	EATON RAPIDS
State	MI
Zip	48827-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD1
Legal Description	COM N 1/4 COR SEC 4; S0?30'04"E 1293.77 FT TO NLY R/W LINE OF FORMER MCRR; N86?25'52"E 981.72 FT TO NWLY R/W LINE FORMER
Legal Range	03W
Legal Township	01N
Legal Section	04
Jurisdiction	EATON MI
Township / Civil Division	EATON RAPIDS
Census Block Group	2
Census Block	2012
Census Tract	21302

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	702 W PLAIN ST, EATON RAPIDS, MI 48827-1407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2019	Deed of Trust, Mortgage · Line of Credit BUILDER FINANCE INC
Feb 17, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Aug 5, 2019	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Dec 5, 2018	Intrafamily Transfer, Transfer
Jan 4, 2018	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2022 · Amount on Record
Deed Sale	Feb 17, 2022 · Amount on Record
Prior Sale	Aug 5, 2019 · Amount on Record
Deed Book / Page	2987 / 763
Prior Transfer Date	Dec 3, 2018
Prior Transfer Doc	2764/0879
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	702 W PLAIN ST, EATON RAPIDS, MI 48827-1407
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02776/0738
Date	Mar 20, 2019
Book Page	2776/0738

Lender

Name	BUILDER FINANCE INC
Type	Mortgage Company
Address	NEW YORK, NY 10022

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	8 Months
Due	Nov 15, 2019

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Feb 17, 2022
Property Address	702 W PLAIN ST, EATON RAPIDS, MI 48827-1407
Document Number	002987/763
Book / Page	2987 / 763
Instrument Date	Feb 11, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	BELL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	702 W PLAIN ST, 702, EATON RAPIDS, MI 48827-1407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8744 YELLOWSTONE LN, LANSING, MI 48917-5804

Mortgage

Document Number	0002987765
Date	Feb 17, 2022
Instrument	2987/765

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Aug 5, 2019
Property Address	702 W PLAIN ST, EATON RAPIDS, MI 48827-1407
Document Number	02796/0884
Book / Page	2796 / 0884
Instrument Date	Aug 2, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	BELL TITLE AGENCY/OKEMOS, BELL TITLE AGENCY OF OKEMOS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,806.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 S MAIN ST, 509, EATON RAPIDS, MI 48827-1209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 BENTON RD, CHARLOTTE, MI 48813-9796

Mortgage

Document Number	0002796885
Date	Aug 5, 2019
Instrument	2796/885

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Dec 5, 2018
Property Address	702 W PLAIN ST, EATON RAPIDS, MI 48827-1407
Document Number	2764/0879
Book / Page	2764 / 0879
Instrument Date	Dec 3, 2018
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	545 CANAL ST, 545, EATON RAPIDS, MI 48827-1009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 CANAL ST, EATON RAPIDS, MI 48827-1009

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jan 4, 2018
Property Address	702 W PLAIN ST, EATON RAPIDS, MI 48827-1407
Document Number	2716/0203
Book / Page	2716 / 0203
Instrument Date	Dec 28, 2017
Instrument	2716-0203
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$387.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1575 SODON LAKE DR, 1575, BLOOMFIELD HILLS, MI 48302-2361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 S MAIN ST, EATON RAPIDS, MI 48827-1209

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Eaton Rapids City
Unified School District	Eaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,500 (+5%)	$293,425 (-) Land $32,457 Building $260,968
2025	$5,133.00 (-0.08%) Homeowner's exemption	$148,100 (+20.9%)	$293,425 (+19.77%) Land $32,457 Building $260,968
2024	$5,137.00 (+20.11%)
2023		$122,500	$245,000
2022	$4,277.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EATON RAPIDS serves 5,340 people · EPA ID MI0002020
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb
Copper	1.46 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20

702 W Plain St, Eaton Rapids, MI 48827 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2018: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on W Plain St

Nearby Streets

Search Property Records by Address or Parcel Number