702 W Madison St, O Fallon, IL 62269 Property Records

St. Clair County property record for 702 W Madison St, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details2 ba · 988 sqft · built 1978
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$170,500 (Apr 2025)
Tax Bill$3,122 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
APN04-30-0-108-025

Property Details

APN / Parcel Number

Primary APN04-30-0-108-025

Interior

Full Baths2 Baths
Stories1 Story
Building Area988 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1985
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area6,098 sqft (0.14 acres)
Garage TypeMixed
Garage Area286 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address702 W MADISON ST
CityO FALLON
StateIL
Zip62269-1028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTBROOK 5TH ADD PLAT3 LOT/SEC-164 A02845383
Legal SubdivisionWESTBROOK
Legal Block108
Legal Lot Number164
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group1
Census Block1012
Census Tract504354

Owner

702 W Madison St is owned and occupied by an individual who bought it in April 2025.

Source: St. Clair County records, as of September 21, 2026

Owner of RecordIndividual Name on File
Mailing Address702 W MADISON ST, O FALLON, IL 62269-1028
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 16, 2025 · Amount on File
Deed SaleApr 16, 2025 · Amount on File
Prior SaleSep 17, 2019 · Amount on File
Deed Document Number20252845383
Prior Transfer DateJan 24, 2006
Prior Transfer Doc4289/1225
Record UpdatedOct 29, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateSep 17, 2019
Property Address702 W MADISON ST, O FALLON, IL 62269-1028
Document Number00A2626756
Instrument DateSep 13, 2019
Instrument2626756
Transaction TypeTransfer
Record UpdatedSep 25, 2019
Title CompanyFIRST AMERICAN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$153.75
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address702 W MADISON ST O FALLON IL 622691028, O FALLON, IL 62269-1028

Mortgage

Document NumberA2626757
DateSep 17, 2019
Instrument2626757
Lender
NameAMERICAN PORTFOLIO MTG
TypeMortgage Company
AddressPALATINE, IL 60074
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 16, 2049
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 702 W Madison St was $3,122.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,122.00$43,322 Land $7,972 Building $35,350$129,966 Land $23,916 Building $106,050
2022$32,249 Land $5,934 Building $26,315$96,747 Land $17,802 Building $78,945

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 702 W Madison St; there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1990–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 702 W Madison St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: ClearWave, i3 Broadband.

Nearby Properties on W Madison St

Nearby Streets

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