Harris County property record for 702 W Cottage St, Houston, TX 77009
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,220 sqft · built 1920 |
| Lot Size | 0.143 acres (6,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $476,600 (Jan 2021) |
| Tax Bill | $11,280 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-136-000-0008 |
| Primary APN | 062-136-000-0008 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,220 sqft Living Area |
| 1st Floor Area | 2,220 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Metal Frame |
| Foundation Type | Raised |
| Lot Area | 6,240 sqft (0.143 acres) |
| View / Lot | Neighborhood |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0621360000008 |
|---|---|
| Street Address | 702 W COTTAGE ST |
| City | HOUSTON |
| State | TX |
| Zip | 77009-6108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 8 BLK 222 EAST NORHILL |
| Legal Subdivision | EAST NORHILL |
| Legal Block | 222 |
| Legal Lot Number | 8 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 511400 |
702 W Cottage St is owned and occupied by two individuals who bought it in January 2021.
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 702 W COTTAGE ST, HOUSTON, TX 77009-6108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 22, 2021 | Quit Claim Deed, Transfer PROVIDENT FNDG |
| Jan 22, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Aug 20, 2019 | Deed of Trust, Mortgage LEGACY MUTUAL MTG |
| May 16, 2018 | Warranty Deed, Transfer LEGACY MUTUAL MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2021 · Amount on File |
| Deed Sale | Jan 22, 2021 · Amount on File |
| Prior Sale | May 16, 2018 · Amount on File |
| Deed Document Number | 202137426 |
| Prior Transfer Date | May 14, 2018 |
| Prior Transfer Doc | 2018213419 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 702 W COTTAGE ST, HOUSTON, TX 77009-6108 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 702 W COTTAGE ST, HOUSTON, TX 77009-6108 |
| Document Number | 0000284970 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 2023-284970 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jul 19, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jan 22, 2021 |
| Property Address | 702 W COTTAGE ST, HOUSTON, TX 77009-6108 |
| Document Number | 0000037426 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 37426 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2021 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 702 W COTTAGE ST HOUSTON TX 770096108, HOUSTON, TX 77009-6108 |
| Document Number | 37427 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 37427 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | BURLINGAME, CA 94010 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 21, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jan 22, 2021 |
| Property Address | 702 W COTTAGE ST, HOUSTON, TX 77009-6108 |
| Document Number | 2021037426 |
| Map Reference | VOL 61 PG 65 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 2021-037426 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 702 W COTTAGE ST, HOUSTON, TX 77009-6108 |
| Document Number | 2021037427 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021-037427 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 702 W COTTAGE ST, HOUSTON, TX 77009-6108 |
| Document Number | 0000375586 |
| Instrument Date | Aug 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 702 W COTTAGE ST HOUSTON TX 770096108, HOUSTON, TX 77009-6108 |
| Document Number | 0000375586 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 375586 |
| Name | LEGACY MUTUAL MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78231 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Aug 25, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | May 16, 2018 |
| Property Address | 702 W COTTAGE ST, HOUSTON, TX 77009-6108 |
| Document Number | 0000213419 |
| Instrument Date | May 15, 2018 |
| Instrument | 213419 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 702 W COLLAGE ST HOUSTON TX 77009, HOUSTON, TX 77009 |
| Document Number | 213420 |
|---|---|
| Date | May 16, 2018 |
| Instrument | 213420 |
| Name | LEGACY MUTUAL MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78231 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 15, 2048 |
The 2025 property tax bill for 702 W Cottage St was $11,280 with a homeowner's exemption, up 4% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $789,176 (+7.44%) Land $561,600 Building $227,576 | $789,176 (+7.44%) Land $561,600 Building $227,576 | |
| 2025 | $11,280.00 (+4.05%) Homeowner's exemption | $734,560 Land $561,600 Building $172,960 | $734,560 Land $561,600 Building $172,960 |
| 2024 | $10,841.00 | ||
| 2023 | $665,863 Land $499,200 Building $166,663 | $665,863 Land $499,200 Building $166,663 | |
| 2022 | $9,882.00 | ||
| 2020 | $9,770.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 702 W Cottage St in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 85 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 85 in force |
| Nearby Flood Claims | 47 (1994–2019) |
| Claims Outside the SFHA | 44 of 47 |
| Most Recent Claim | Sep 2019 · Tropical Storm Imelda |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 702 W Cottage St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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