702 Villa Dr, Ontario (Mansfield), OH 44906 Property Records

Richland County property record for 702 Villa Dr, Ontario, OH 44906

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,132 sqft · built 1998
Lot Size	0.123 acres (5,379 sqft)
Owner	Individual Name on Record
Last Sale	$184,900 (Jul 2025)
Tax Bill	$1,638 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-60-170-05-008`

Property Details

APN / Parcel Number

Primary APN	`038-60-170-05-008`
Alternative APN	`04032`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
1st Floor Area	1,132 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Other
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Lot Area	5,379 sqft (0.123 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	702 VILLA DR
City	ONTARIO
State	OH
Zip	44906-4057
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	THE VILLAS OF ONTARIO COND UNIT 702&1/84 COMMON AREA
Legal Subdivision	VILLAS OF ONTARIO CONDOMINIUM
Jurisdiction	RICHLAND OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2005
Census Tract	2400

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	702 VILLA DR, ONTARIO, OH 44906-4057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2025	Warranty Deed, Transfer · Conventional Mortgage MECHANICS BANK
Apr 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage MECHANICS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2025 · Amount on Record
Deed Sale	Jul 17, 2025 · Amount on Record
Prior Sale	May 27, 2003 · Amount on Record
Deed Document Number	20257343
Deed Book / Page	3029 / 5990
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Jul 17, 2025
Property Address	702 VILLA DR, ONTARIO, OH 44906-4057
Document Number	03029/5990
Book / Page	3029 / 5990
Map Reference	VOL 586 PG 469
Instrument Date	Jul 11, 2025
Instrument	202500007343
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 VILLA DR, ONTARIO, OH 44906-4057

Mortgage

Document Number	202500007344
Date	Jul 17, 2025
Instrument	202500007344

Lender

Name	MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Aug 1, 2035
Change Frequency	Annually
Min Rate At Change	4.99%
Max Rate At Change	8.75%
Max Rate	12.7%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	702 VILLA DR, ONTARIO, OH 44906-4057
Transaction Type	Mortgage
Record Updated	Jun 1, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02989/3725
Date	Apr 14, 2022
Book Page	2989/3725
Instrument	202200004757

Lender

Name	MECHANICS BANK
Type	Bank
Address	MANSFIELD, OH 44902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	262 Months
Due	Feb 16, 2044

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Springfield Township
Municipality	Ontario City
Unified School District	Ontario Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,638.00 (+0.06%)	$44,210 (-) Land $5,390 Building $38,820
2024	$1,637.00 (-6.24%) Homeowner's exemption	$44,210 (-) Land $5,390 Building $38,820
2023	$1,746.00 (+40.35%) Homeowner's exemption	$44,210 (+46.2%) Land $5,390 Building $38,820	$126,320 (+46.19%) Land $15,400 Building $110,920
2022	$1,244.00 Homeowner's exemption	$30,240 Land $4,130 Building $26,110
2020			$86,410 Land $11,800 Building $74,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO CITY serves 6,756 people · EPA ID OH7003512
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Brightspeed.

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