702 Spruce St, Riverside, CA 92507 Property Records

Riverside County property record for 702 Spruce St, Riverside, CA 92507 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,941 sqft · built 1962
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jun 2009)
Tax Bill	$3,846 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Sep 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`251-031-004`

Property Details

APN / Parcel Number

Primary APN	`251-031-004`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,941 sqft Living Area
Gross Area	3,453 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1963
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	251031004
Street Address	702 SPRUCE ST
City	RIVERSIDE
State	CA
Zip	92507-3039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 MB 045/014 TR 2415
Legal Subdivision	TRACT UNIVERSITY HIGHLANDS #1
Legal Tract	2415
Legal Lot Number	35
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1007
Census Tract	42213

Owner

Source: Riverside County records · APN 251-031-004

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	702 SPRUCE ST, RIVERSIDE, CA 92507-3039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN PACIFIC MORTGAGE
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 13, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 20, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Dec 05, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 10, 2009 · Amount on Record
Deed Sale	Jun 10, 2009 · Amount on Record
Prior Sale	Aug 28, 2007 · Amount on Record
Deed Document Number	2009-0295050
Record Updated	Jun 07, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	702 SPRUCE ST, RIVERSIDE, CA 92507-3039
Transaction Type	Mortgage
Record Updated	Oct 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000238044
Date	Jun 14, 2017
Instrument	2017-0238044

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	702 SPRUCE ST, RIVERSIDE, CA 92507-3039
Transaction Type	Mortgage
Record Updated	Oct 04, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 SPRUCE ST, RIVERSIDE, CA 92507-3039

Mortgage

Document Number	0000465438
Date	Sep 30, 2020
Instrument	2020-0465438

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	702 SPRUCE ST, RIVERSIDE, CA 92507-3039
Transaction Type	Mortgage
Record Updated	Oct 04, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 SPRUCE ST, RIVERSIDE, CA 92507-3039

Mortgage

Document Number	0000332040
Date	Jun 01, 2021
Instrument	2021-0332040

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	702 SPRUCE ST, RIVERSIDE, CA 92507-3039
Transaction Type	Mortgage
Record Updated	Oct 04, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 SPRUCE ST, RIVERSIDE, CA 92507-3039

Mortgage

Document Number	0000019583
Date	Jan 13, 2022
Instrument	2022-0019583

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	702 SPRUCE ST, RIVERSIDE, CA 92507-3039
Transaction Type	Mortgage
Record Updated	Oct 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 SPRUCE ST, RIVERSIDE, CA 92507-3039

Mortgage

Document Number	0000276932
Date	Jun 20, 2022
Instrument	2022-0276932

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	702 SPRUCE ST, RIVERSIDE, CA 92507-3039
Document Number	0000509662
Instrument Date	Dec 05, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 SPRUCE ST RIVERSIDE CA 925073039, RIVERSIDE, CA 92507-3039

Mortgage

Document Number	0000509662
Date	Dec 11, 2019
Instrument	509662

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2049

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,846.00 (+3.89%) Homeowner's exemption	$347,672 (+4.04%) Land $115,887 Building $231,785
2023	$3,702.00 (+1.93%) Homeowner's exemption	$334,174 Land $111,388 Building $222,786
2022	$3,632.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Riverside County (06065C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060650422131, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1995–1998)
Most Recent Claim	Feb 1998, rainfall accumulation, Severe Winter Storms And Flooding

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 35% of California
Wildfire Likelihood	About 1 in 654 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 444 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	1,000 / 75
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Spectrum, California Internet, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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