702 Spruce Ave, Wheatland, CA 95692 Property Records

Yuba County property record for 702 Spruce Ave, Wheatland, CA 95692

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,733 sqft · built 2004
Lot Size	0.124 acres (5,414 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,527 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`015-780-020-000`

Property Details

APN / Parcel Number

Primary APN	`015-780-020-000`
Alternative APNs	`015-780-020` `15780020000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,733 sqft Living Area
Gross Area	2,236 sqft
1st Floor Area	1,733 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	5,414 sqft (0.124 acres)
Garage Type	Attached
Garage Area	503 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	015-780-020
Street Address	702 SPRUCE AVE
City	WHEATLAND
State	CA
Zip	95692-9285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT118 TR03-04 PARK PL#2 RS 75/15-19 CITY OF WHTLND
Legal Subdivision	PARK PLACE #2
Legal Tract	03-04
Legal Lot Number	118
Jurisdiction	YUBA CA
Township / Civil Division	WHEATLAND
Census Block Group	1
Census Block	1047
Census Tract	40800

Owner

Source: Yuba County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	702 SPRUCE AVE, WHEATLAND, CA 95692-9285
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 5, 2017	Intrafamily Transfer, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2017
Deed Sale	Oct 5, 2017
Prior Sale	Apr 29, 2016 · Amount on Record
Deed Document Number	201712774
Prior Transfer Date	Sep 28, 2017
Prior Transfer Doc	0000012774
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YUBA CA
Recording Date	Oct 6, 2021
Property Address	702 SPRUCE AVE, WHEATLAND, CA 95692-9285
Document Number	0000018656
Map Reference	MB 75 PG 15
Instrument Date	Oct 1, 2021
Instrument	2021-018656
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	702 SPRUCE AVE, WHEATLAND, CA 95692-9285

Mortgage

Document Number	0000018657
Date	Oct 6, 2021
Instrument	2021-018657

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	702 SPRUCE AVE, WHEATLAND, CA 95692-9285
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005900
Date	Apr 17, 2020
Instrument	2020-005900

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YUBA CA
Recording Date	Oct 5, 2017
Property Address	702 SPRUCE AVE, WHEATLAND, CA 95692-9285
Document Number	0000012774
Map Reference	MB75 PG15
Instrument Date	Sep 28, 2017
Instrument	2017-012774
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CENTURY PARK DR, YUBA CITY, CA 95991-5772

Mortgage

Document Number	0000012775
Date	Oct 5, 2017
Instrument	2017-012775

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Yuba County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Yuba County
Municipality	Wheatland City
Elementary School District	Wheatland Elementary School District (KG - 08)
Secondary School District	Wheatland Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,726 (+2%) Land $42,257 Building $270,469
2025	$3,527.00 (+4.26%) Homeowner's exemption	$306,595 (+4.04%) Land $41,429 Building $265,166
2023	$3,383.00 (+1.47%) Homeowner's exemption	$294,691 Land $39,821 Building $254,870	$434,790
2022	$3,334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 105 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	2 (2014–2026)
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Succeed.Net, unWired Broadband.

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