702 Shetland Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 702 Shetland Dr, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,814 sqft · built 2019
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on File
Last Sale	$272,900 (Jan 2019)
Tax Bill	$5,364 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009762-6980`

Property Details

APN / Parcel Number

Primary APN	`009762-6980`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,814 sqft Living Area
Gross Area	2,242 sqft
1st Floor Area	1,814 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	702 SHETLAND DR
City	SAINT JOHNS
State	FL
Zip	32259-6644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	88/79-86 ABERDEEN (DR HORTON PHASE 3) LOT 698 OR4674/87
Legal Range	27E
Legal Township	05S
Legal Section	09
Legal Subdivision	ABERDEEN (DR HORTON - PHASE 3)
Legal Phase	3
Legal Block	1
Legal Lot Number	698
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1026
Census Tract	20810

Owner

702 Shetland Dr is owned and occupied by two individuals who bought it in January 2019.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	702 SHETLAND DR, SAINT JOHNS, FL 32259-6644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 3, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 30, 2020	Deed of Trust, Mortgage · VA Mortgage OCMBC INC
Jan 31, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2019 · Amount on File
Deed Sale	Jan 31, 2019 · Amount on File
Deed Document Number	20196906
Deed Book / Page	4674 / 87
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	702 SHETLAND DR, SAINT JOHNS, FL 32259-6644
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	PGP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 SHETLAND DR, SAINT JOHNS, FL 32259-6644

Mortgage

Document Number	0052530614
Date	Apr 30, 2021
Book Page	5253/614
Instrument	2021048720

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	702 SHETLAND DR, SAINT JOHNS, FL 32259-6644
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 SHETLAND DR, SAINT JOHNS, FL 32259-6644

Mortgage

Document Number	0056411471
Date	Oct 3, 2022
Book Page	5641/1471
Instrument	2022092231

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	702 SHETLAND DR, SAINT JOHNS, FL 32259-6644
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050030199
Date	Jul 30, 2020
Book Page	5003/199
Instrument	2020062209

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

January 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 31, 2019
Property Address	702 SHETLAND DR, SAINT JOHNS, FL 32259-6644
Document Number	0046740087
Book / Page	004674 / 000087
Instrument Date	Jan 30, 2019
Instrument	6906
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2019
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,910.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	702 SHETLAND DR ST JOHNS FL 322596644, ST JOHNS, FL 32259-6644

Mortgage

Document Number	46740088
Date	Jan 31, 2019
Book Page	004674/000088
Instrument	6907

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 702 Shetland Dr was $5,364 with a homeowner's exemption, up 11% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,369 (+2.7%)	$348,552 (-4.35%) Land $95,000 Building $253,552
2025	$5,364.00 (+10.99%) Homeowner's exemption	$264,235 (+2.9%)	$364,415 (+1.92%) Land $105,000 Building $259,415
2024	$4,833.00 (+1.26%) Homeowner's exemption	$256,788 (+3%)	$357,548 (-4.92%) Land $90,000 Building $267,548
2023	$4,773.00 (+2.67%) Homeowner's exemption	$249,309 (+3%)	$376,046 (+12.84%) Land $100,000 Building $276,046
2022	$4,649.00 Homeowner's exemption	$242,048	$333,262 Land $89,600 Building $243,662

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 702 Shetland Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 181 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	181 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 702 Shetland Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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