702 Saint Joseph Ave, O Fallon, MO 63366 Property Records

St. Charles County property record for 702 Saint Joseph Ave, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,642 sqft · built 1966
Lot Size	0.215 acres (9,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,000 (Sep 2019)
Tax Bill	$2,483 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`228930A000`

Property Details

APN / Parcel Number

Primary APN	`228930A000`
Alternative APN	`2-051C-4195-00-0015.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,642 sqft Living Area
Gross Area	2,330 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft
Finished Basement	730 sqft
Unfinished Basement	182 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,360 sqft (0.215 acres)
Lot Dimensions	120 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	280 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	228930A000
Street Address	702 SAINT JOSEPH AVE
City	O FALLON
State	MO
Zip	63366-1850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK ADDN #3 LOT 15
Legal Subdivision	FOREST PK ADDN #3
Legal Lot Number	15
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	4
Census Block	4004
Census Tract	311602

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	702 SAINT JOSEPH AVE, O FALLON, MO 63366-1850
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
May 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 13, 2019	Quit Claim Deed, Transfer · FHA Mortgage BANK OF SPRINGFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2019 · Amount on Record
Deed Sale	Sep 13, 2019 · Amount on Record
Prior Sale	Apr 19, 2016 · Amount on Record
Deed Document Number	2019501460
Deed Book / Page	7142 / 514
Last Transfer Date	Apr 23, 2020
Transfer Doc	0072881869
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	702 SAINT JOSEPH AVE, O FALLON, MO 63366-1850
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 SAINT JOSEPH AVE, O FALLON, MO 63366-1850

Mortgage

Document Number	0000000733
Date	Jan 4, 2022
Instrument	2022R-000733

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 7, 2020
Property Address	702 SAINT JOSEPH AVE, O FALLON, MO 63366-1850
Document Number	0072881869
Book / Page	007288 / 001869
Instrument Date	Apr 23, 2020
Instrument	291240
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	702 SAINT JOSEPH AVE O FALLON MO 633661850, O FALLON, MO 63366-1850

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 13, 2019
Property Address	702 SAINT JOSEPH AVE, O FALLON, MO 63366-1850
Document Number	0071420512
Book / Page	007142 / 000512
Instrument Date	Aug 26, 2019
Instrument	501450
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 SAINT JOSEPH AVE O FALLON MO 633661850, O FALLON, MO 63366-1850

Mortgage

Document Number	71420516
Date	Sep 13, 2019
Book Page	007142/000516
Instrument	501470

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62703

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,410 (-)	$202,157 (-) Building $202,157
2025	$2,483.00 (+10.16%)	$38,410 (+13.65%)	$202,157 (+13.64%) Building $202,157
2024	$2,254.00
2023		$33,798
2022			$177,886 Land $40,000 Building $137,886

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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