702 S Egbert St, Monona, IA 52159 Property Records

Clayton County property record for 702 S Egbert St, Monona, IA 52159

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,353 sqft · built 1977
Lot Size	0.562 acres (24,502 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,122 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3613155013`

Property Details

APN / Parcel Number

Primary APN	`3613155013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,353 sqft Living Area
Basement Area	1,353 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,502 sqft (0.562 acres)
Lot Dimensions	148 ft deep x 165 ft wide

Exterior Amenities

Porch	Slab
Porch Area	21 sqft
Deck Area	300 sqft
Patio Area	201 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	702 S EGBERT ST
City	MONONA
State	IA
Zip	52159-8251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 7 SW NW 13 95 5
Legal Range	5W
Legal Township	95N
Legal Section	13
Legal Lot Number	7
Jurisdiction	CLAYTON IA
Township / Civil Division	MONONA
Census Block Group	3
Census Block	3027
Census Tract	70200

Owner

Source: Clayton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 294, MONONA, IA 52159-0294
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM BANK
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM BANK
Oct 10, 2017	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FREEDOM BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 6, 2017
Transfer Doc	2017R03260
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	702 S EGBERT ST, MONONA, IA 52159-8251
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R03912
Date	Sep 28, 2020
Instrument	2020R03912

Lender

Name	FREEDOM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	702 S EGBERT ST, MONONA, IA 52159-8251
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R00145
Date	Jan 11, 2021
Instrument	2021R00145

Lender

Name	FREEDOM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 20, 2026

Interest

Rate Type	Fixed Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAYTON IA
Recording Date	Oct 10, 2017
Property Address	702 S EGBERT ST, MONONA, IA 52159-8251
Document Number	2017R03260
Instrument Date	Oct 6, 2017
Instrument	2017R03260
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Amount	Amount Recorded
Tax	$156.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 294, MONONA, IA 52159-0294

Mortgage

Document Number	2017R03262
Date	Oct 10, 2017
Instrument	2017R03262

Lender

Name	FREEDOM BANK
Type	Bank
Address	ELKADER, IA 52043

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Municipality	Monona City
Unified School District	MFL MarMac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,122.00 (+6.74%) Homeowner's exemption	$138,225 (+18.47%) Land $26,800 Building $111,425	$138,225 (+18.47%) Land $26,800 Building $111,425
2024	$1,988.00 (+5.97%)
2023		$116,676 Land $23,305 Building $93,371	$116,676 Land $23,305 Building $93,371
2022	$1,876.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONONA MUNICIPAL WATER DEPT serves 1,471 people · EPA ID IA2264095
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northeast Iowa Telephone Company Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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