702 Rose Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 702 Rose Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,086 sqft · built 1922
Lot Size	0.117 acres (5,082 sqft)
Owner	Individual Name on File
Last Sale	$216,500 (Apr 2025)
Tax Bill	$4,436 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jan 2021 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-29-22-11-0061`

Property Details

APN / Parcel Number

Primary APN	`29-29-22-11-0061`
Alternative APNs	`8189310` `346969`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,086 sqft Living Area
1st Floor Area	920 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1954
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	5,082 sqft (0.117 acres)
Lot Dimensions	121 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	346969
Street Address	702 ROSE AVE E
City	SAINT PAUL
State	MN
Zip	55106-2530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK VILLE PARK LOT 9 BLK 16
Legal Range	22
Legal Township	29
Legal Section	29
Legal Subdivision	OAK VILLE PARK
Legal Block	16
Legal Lot Number	9
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3003
Census Tract	31000

Owner

702 Rose Ave E is owned and occupied by an individual who bought it in April 2025.

Source: Ramsey County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	702 ROSE AVE E, SAINT PAUL, MN 55106-2530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jan 1, 2021	Loan Modification, Mortgage · FHA Mortgage US BK
Jun 27, 2017	Warranty Deed, Transfer · FHA Mortgage SUMMIT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2025 · Amount on File
Deed Sale	Apr 30, 2025 · Amount on File
Prior Sale	Jun 27, 2017 · Amount on File
Deed Document Number	20255063277
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	702 ROSE AVE E, SAINT PAUL, MN 55106-2530
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 ROSE AVE E, SAINT PAUL, MN 55106-2530

Mortgage

Document Number	0A05004740
Date	Oct 12, 2023
Instrument	A05004740

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	285 Months
Due	Jul 1, 2047

January 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RAMSEY MN
Property Address	702 ROSE AVE E, SAINT PAUL, MN 55106-2530
Document Number	0004859313
Instrument Date	Jan 1, 2021
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 ROSE AVE E ST PAUL MN 551062530, ST PAUL, MN 55106-2530

Mortgage

Document Number	0004859313
Date	Jan 25, 2021
Instrument	4859313

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 24, 2046

Interest

Rate	3%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 27, 2017
Property Address	702 ROSE AVE E, SAINT PAUL, MN 55106-2530
Document Number	0004664753
Instrument Date	May 31, 2017
Instrument	4664753
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	BURNETT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$529.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 ROSE AVE E ST PAUL MN 551062530, ST PAUL, MN 55106-2530

Mortgage

Document Number	4664754
Date	Jun 27, 2017
Instrument	4664754

Lender

Name	SUMMIT MTG
Type	Mortgage Company
Address	PLYMOUTH, MN 55441

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2047

Mortgage

Document Number	4664757,
Date	Jun 27, 2017
Instrument	4664757

Lender

Name	NEIGHBORWORKS HOME PARTNERS
Address	35 WATER ST W, ST PAUL, MN 55107-2046

Agreement

Amount	Amount on Record
Term	36 Months
Due	Jun 26, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 702 Rose Ave E was $4,436.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,800 (-3.24%) Land $25,000 Building $171,800	$196,800 (-3.24%) Land $25,000 Building $171,800
2025	$4,436.00	$203,400 Land $25,000 Building $178,400	$203,400 Land $25,000 Building $178,400
2023	$4,198.00 Homeowner's exemption	$199,700 Land $20,000 Building $179,700	$199,700 Land $20,000 Building $179,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 702 Rose Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 702 Rose Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 882 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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