702 Railroad Ave, Gaffney, SC 29340 Property Records

Cherokee County property record for 702 Railroad Ave, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	1,023 sqft
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Last Sale	$16,000 (Apr 2021)
Tax Bill	$962 (2025)
Deeds & Mortgages	Apr 2021 Sale May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`000005-23-3`

Property Details

APN / Parcel Number

Primary APN	`000005-23-3`
Alternative APNs	`0990600139000 60179989` `099-06-00-139.000` `000005223`

Interior

Stories	1 Story
Building Area	1,023 sqft Living Area

Exterior

Exterior Material	Shingles
Lot Area	5,663 sqft (0.13 acres)
Porch	Porch

Location & Zoning

Old Parcel Number	0990600139000 60179989
Street Address	702 RAILROAD AVE
City	GAFFNEY
State	SC
Zip	29340-3247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	702 RAILROAD AVE FM COBB-BROAD RIVER REALTY LLC $16000 ANNEXED 1972 INTO CITY--1972-8 PER CITY
Legal Subdivision	CITY/GAFFNEY
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1016
Census Tract	970502

Owner

Source: Cherokee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	507 STEPHENSON ST, GAFFNEY, SC 29340-4009
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Grant Deed, Transfer NOT AVAILABLE
May 6, 2020	Deed of Trust, Mortgage · Line of Credit FIRST PIEDMONT FED'L S&L ASSN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Deed Document Number	0001332200
Deed Book / Page	133 / 2200
Record Updated	Jun 8, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Apr 23, 2021
Property Address	702 RAILROAD AVE, GAFFNEY, SC 29340-3247
Document Number	0001332200
Book / Page	000133 / 002200
Instrument Date	Apr 23, 2021
Instrument	2391
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$59.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	507 STEPHENSON ST GAFFNEY SC 293404009, GAFFNEY, SC 29340-4009

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	702 RAILROAD AVE, GAFFNEY, SC 29340-3247
Document Number	0001220988
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 S GRANARD ST GAFFNEY SC 293411550, GAFFNEY, SC 29341-1550

Mortgage

Document Number	0001220988
Date	May 7, 2020
Book Page	000122/000988
Instrument	2250

Lender

Name	FIRST PIEDMONT FED'L S&L ASSN
Address	GAFFNEY, SC 29341

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$962.00 (+4.68%)	$2,320 (-) Land $480 Building $1,840	$38,600 (-) Land $8,000 Building $30,600
2023	$919.00	$2,320 Land $480 Building $1,840	$38,600 Land $8,000 Building $30,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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