702 Pine Ave SW, Live Oak, FL 32064 Property Records

Suwannee County property record for 702 Pine Ave SW, Live Oak, FL 32064

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,493 sqft · built 1916
Lot Size	0.333 acres (14,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$191,600 (Feb 2023)
Tax Bill	$3,180 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-02S-13E-06547-230150`

Property Details

APN / Parcel Number

Primary APN	`23-02S-13E-06547-230150`
Alternative APN	`06547230150`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,493 sqft Living Area
1st Floor Area	2,493 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1989
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,498 sqft (0.333 acres)
Lot Width	100 ft Width
Garage Type	Carport
Garage Area	800 sqft
Carport	Carport
Carport Area	800 sqft
Patio Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	702 PINE AVE SW
City	LIVE OAK
State	FL
Zip	32064-3147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG LOT 15 BLK W. LIVE OAK. DESC AS FOLLOWS: BEGINNING AT THE NE COR OF BLK W & RUNNING SOUTHWARD ALONG THE W SIDE OF PINE ST A DISTANCE OF 97 FT THENCE WESTWARD PARALLEL WITH MAPLE ST A DISTANCE OF 145 FT TO AN ALLEY THENCE NORTHWARD PARALLEL WITH P
Legal Range	13E
Legal Township	02S
Legal Section	23
Legal Subdivision	LIVE OAK
Legal Block	W
Legal Lot Number	15
Legal Unit	15
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	3
Census Block	3045
Census Tract	970401

Owner

Source: Suwannee County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	702 PINE AVE SW, LIVE OAK, FL 32064-3147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST FEDERAL BANK
Feb 6, 2023	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Dec 26, 2019	Loan Modification, Mortgage · Conventional Mortgage FIRST FED'L SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2023 · Amount on Record
Deed Sale	Feb 6, 2023 · Amount on Record
Prior Sale	Jun 19, 2014 · Amount on Record
Deed Document Number	2023262425
Deed Book / Page	2417 / 238
Prior Transfer Date	Jul 13, 2007
Prior Transfer Doc	0707085973
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Recording Date	Apr 27, 2026
Property Address	702 PINE AVE SW, LIVE OAK, FL 32064-3147
Document Number	0000004473
Book / Page	2693 / 481
Instrument Date	Apr 22, 2026
Instrument	20264473
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 PINE AVE SW, LIVE OAK, FL 32064-3147

Mortgage

Document Number	0000004473,
Date	Apr 27, 2026
Book Page	2693/481
Instrument	20264473

Lender

Name	FIRST FEDERAL BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	May 1, 2066

Interest

Rate	6.38%
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Feb 6, 2023
Property Address	702 PINE AVE SW, LIVE OAK, FL 32064-3147
Document Number	0000262425
Book / Page	2417 / 238
Instrument Date	Feb 1, 2023
Instrument	2023262425
Transaction Type	Transfer
Record Updated	Mar 17, 2023
Title Company	NOT AVAILABLE, HILL LAW & TITLE PLLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,341.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20993 68TH ST, LIVE OAK, FL 32060-7831

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 SW GRANDVIEW ST, LAKE CITY, FL 32025-6614

Mortgage

Document Number	0000000240
Date	Feb 6, 2023
Instrument	2417/240

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUWANNEE FL
Property Address	702 PINE AVE SW, LIVE OAK, FL 32064-3147
Document Number	0000221937
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20993 68TH ST LIVE OAK FL 320607831, LIVE OAK, FL 32060-7831

Mortgage

Document Number	0000221937
Date	Jan 3, 2020
Book Page	002161/000368
Instrument	221937

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	LIVE OAK, FL 32064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Municipality	Live Oak City
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$188,421 (+0.47%) Land $7,975 Building $180,446	$188,421 (+0.47%) Land $7,975 Building $180,446
2024	$3,180.00 (-16.47%)
2023	$3,807.00 (+15.19%)	$187,542 (+35.11%) Land $7,975 Building $179,567	$187,542 (+35.11%) Land $7,975 Building $179,567
2022	$3,305.00	$138,810	$138,810 Land $7,975 Building $130,835

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2012–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIVE OAK WTP serves 6,850 people · EPA ID FL2610203
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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