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702 Ocean Spray Dr, Ruskin, FL 33570 Property Records

Hillsborough County property record for 702 Ocean Spray Dr, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,979 sqft · built 2021
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on Record
Last Sale$360,990 (Nov 2021)
Tax Bill$4,512 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN056362-2158

Property Details

APN / Parcel Number

Primary APN056362-2158
Alternative APN
  • U063219C0O000000005660

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,979 sqft Living Area
Gross Area2,646 sqft
1st Floor Area1,979 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2023
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage TypeAttached
Garage Area420 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0563622158
Street Address702 OCEAN SPRAY DR
CityRUSKIN
StateFL
Zip33570-2043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionSHELL COVE PHASE 2 LOT 566
Legal Range19E
Legal Township32S
Legal Section06
Legal SubdivisionSHELL COVE PHASE 2
Legal Phase2
Legal Lot Number566
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1026
Census Tract14121

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address702 OCEAN SPRAY DR, RUSKIN, FL 33570-2043
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2021 · Amount on Record
Deed SaleNov 29, 2021 · Amount on Record
Deed Document Number2021607594
Record UpdatedOct 29, 2026

November 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateNov 29, 2021
Property Address702 OCEAN SPRAY DR, RUSKIN, FL 33570-2043
Document Number0000607594
Map ReferenceMB 137 PG 191-195
Instrument DateNov 24, 2021
Instrument2021607594
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 21, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,527.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9720 PRINCESS PALM AVE STE 130, 130, TAMPA, FL 33619-8346

Transferred To (Grantee/Buyer)

NameVerified Name
Address702 OCEAN SPRAY DR, RUSKIN, FL 33570-2043

Mortgage

Document Number0000607595
DateNov 29, 2021
Instrument2021607595
Lender
NameTRAILBLAZER MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$277,759 (-8.39%) Land $78,408 Building $199,351$277,759 (-8.39%) Land $78,408 Building $199,351
2025$4,512.00 (+18.49%) Disabled Person's exemption Veteran's exemption$303,181 (+5.51%) Land $78,408 Building $224,773$303,181 (+5.51%) Land $78,408 Building $224,773
2023$3,808.00 (-4.94%) Disabled Person's exemption Veteran's exemption$287,349 (-1.71%) Land $71,280 Building $216,069$287,349 (-1.71%) Land $71,280 Building $216,069
2022$4,006.00 Disabled Person's exemption Veteran's exemption$292,344 Land $57,024 Building $235,320$292,344 Land $57,024 Building $235,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 241 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies241 in force
Nearby Flood Claims85 (1982–2024)
Claims Outside the SFHA8 of 85
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 25 claims
  • Tropical Storm Josephine, Oct 1996 · 6 claims
  • Hurricane Elena, Aug 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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