702 Oakdale Cir, Elyria, OH 44035 Property Records

Lorain County property record for 702 Oakdale Cir, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,095 sqft · built 2002
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$196,900 (Dec 2002)
Tax Bill$3,904 (2025)
Deeds & MortgagesJul 2026 Construction Loan
Feb 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-00-005-102-460

Property Details

APN / Parcel Number

Primary APN10-00-005-102-460

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,095 sqft Living Area
Gross Area2,557 sqft
1st Floor Area1,088 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions125 ft deep x 90 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area85 sqft
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address702 OAKDALE CIR
CityELYRIA
StateOH
Zip44035-0910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAST HAMPTON SUB 9 89.64 X 125.01
Legal SubdivisionEAST HAMPTON SUB 9
Legal Block102
Legal Lot Number158
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group3
Census Block3012
Census Tract71202

Owner

Source: Lorain County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address702 OAKDALE CIR, ELYRIA, OH 44035-0910
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · Construction Mortgage
HUNTINGTON NATIONAL BANK
Feb 7, 2023Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Apr 17, 2020Quit Claim Deed, Transfer
TCF NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2002 · Amount on Record
Deed SaleDec 13, 2002 · Amount on Record
Deed Document Number2002876731
Last Transfer DateApr 13, 2020
Transfer Doc0000756878
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Recording DateJul 28, 2026
Property Address702 OAKDALE CIR, ELYRIA, OH 44035-0910
Document Number0000105118
Instrument DateJul 20, 2026
Instrument2026105118
Transaction TypeMortgage
Record UpdatedAug 7, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address702 OAKDALE CIR, ELYRIA, OH 44035-0910

Mortgage

Document Number0000105118,
DateJul 28, 2026
Instrument2026105118
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueJul 20, 2056
Interest
Rate6.47%
Max Rate-1%

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address702 OAKDALE CIR, ELYRIA, OH 44035-0910
Transaction TypeMortgage
Record UpdatedFeb 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address702 OAKDALE CIR, ELYRIA, OH 44035-0910

Mortgage

Document Number0000905995
DateFeb 7, 2023
Instrument2023-0905995
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLORAIN OH
Recording DateApr 17, 2020
Property Address702 OAKDALE CIR, ELYRIA, OH 44035-0910
Document Number0000756878
Instrument DateApr 13, 2020
Instrument756878
Transaction TypeTransfer
Record UpdatedMay 8, 2020
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address702 OAKDALE CIR ELYRIA OH 440350910, ELYRIA, OH 44035-0910

Mortgage

Document Number756879
DateApr 17, 2020
Instrument756879
Lender
NameTCF NAT'L BK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
AmountAmount Recorded
Term180 Months
DueApr 16, 2035

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictMidview Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,904.00 (-2.79%) Homeowner's exemption$94,660 (%) Land $19,420 Building $75,240$270,460 (-) Land $55,490 Building $214,970
2024$4,016.00 (+12.49%)$94,661 (+22.37%) Land $19,422 Building $75,240$270,460 (+22.37%) Land $55,490 Building $214,970
2023$3,570.00 (+0.31%)$77,354 (-0.01%) Land $17,878 Building $59,476$221,010 (-) Land $51,080 Building $169,930
2022$3,559.00$77,360 Land $17,880 Building $59,480
2021$221,010 Land $51,080 Building $169,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people · EPA ID OH4700411
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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