702 Navigators Rd, Saint Johns, FL 32259 Property Records

St. Johns County property record for 702 Navigators Rd, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,756 sqft · built 2022
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on File
Last Sale	$729,400 (Dec 2022)
Tax Bill	$7,246 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009821-0130`

Property Details

APN / Parcel Number

Primary APN	`009821-0130`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	2,756 sqft Living Area
Gross Area	3,468 sqft
1st Floor Area	1,771 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	712 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	702 NAVIGATORS RD
City	SAINT JOHNS
State	FL
Zip	32259-6335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	112/39-54 MIDDLEBOURNE PHASE ONE LOT 13 OR5687/1191
Legal Subdivision	MIDDLEBOURNE PHASE ONE
Legal Block	1
Legal Lot Number	13
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1025
Census Tract	20810

Owner

702 Navigators Rd is owned and occupied by two individuals who bought it in December 2022.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	702 NAVIGATORS RD, SAINT JOHNS, FL 32259-6335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2022 · Amount on File
Deed Sale	Dec 30, 2022 · Amount on File
Deed Document Number	2022116401
Deed Book / Page	5687 / 1191
Record Updated	Jun 8, 2026

December 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 30, 2022
Property Address	702 NAVIGATORS RD, SAINT JOHNS, FL 32259-6335
Document Number	0056871191
Book / Page	5687 / 1191
Map Reference	MB 112 PG 39-54
Instrument Date	Dec 29, 2022
Instrument	2022116401
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2024
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,105.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2379 BEVILLE RD, DAYTONA BEACH, FL 32119-8720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 NAVIGATORS RD, SAINT JOHNS, FL 32259-6335

Mortgage

Document Number	0056871192
Date	Dec 30, 2022
Instrument	5687/1192

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	1-Year T-Bill
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 702 Navigators Rd was $7,246 with a homeowner's exemption, up 8.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,126 (+2.7%)	$562,544 (+0.85%) Land $125,000 Building $437,544
2025	$7,246.00 (+8.85%) Homeowner's exemption	$417,844 (+2.9%)	$557,781 (-0.59%) Land $125,000 Building $432,781
2024	$6,657.00 (-32.62%) Homeowner's exemption	$406,068 (-32.38%)	$561,098 (-6.56%) Land $125,000 Building $436,098
2023	$9,880.00	$600,510	$600,510 Land $150,000 Building $450,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 702 Navigators Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 181 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	181 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 702 Navigators Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20